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18576 Obregan Dr, Spring Hill, FL, 34610

4beds
3baths
2,890sqft
$454,000
$157price/sqft
$3,445/moest. monthly cost
$137,800/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Price Just Reduced!!! Now Positioned as One of the Best Values in Talavera - 2019 Build - One of the Largest Fenced Yards with Water View! With multiple homes currently available in the neighborhood, this property stands out for one simple reason: space and value. Built in 2019 by M/I Homes, this nearly 2,900 square foot residence offers 4 bedrooms plus a dedicated den, 2.5 baths, and one of the largest fully fenced homesites in Talavera — all positioned below competing properties. The flexible floor plan delivers what today’s buyers are asking for: a private first-floor den ideal for a home office or potential fifth bedroom, an open-concept kitchen, dining, and living space designed for connection, and a spacious upstairs loft providing additional living flexibility. The primary suite features two oversized walk-in closets and a well-appointed bath with a large tiled shower. All secondary bedrooms are generously sized and thoughtfully placed for privacy. Step outside and you’ll immediately see the difference. The covered lanai overlooks an expansive fenced backyard with water views — offering room for a pool, play space, pets, or future customization. Larger lots like this are increasingly difficult to find at this price point. Talavera residents enjoy resort-style amenities including a pool, splash pad, playgrounds, tennis and basketball courts, and gathering spaces designed for community living. If you’ve been watching the neighborhood and waiting for the right opportunity, this price improvement makes this home one of the strongest values currently available. Schedule your showing before the market shifts again.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Crews Lake K-8 SchoolGrades 6-83.6 mi
6/10
Land O' Lakes High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Washer
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Level: Second
  • Area: 88
  • Dimensions: 8x11

Bathroom3

  • Level: First
  • Area: 30
  • Dimensions: 6x5

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 168
  • Dimensions: 12x14

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 240
  • Dimensions: 12x20

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,290
  • Total interior livable area: 2,890 sqft

Kitchen

  • Level: First
  • Area: 315
  • Dimensions: 15x21

Laundry

  • Level: First
  • Area: 60
  • Dimensions: 10x6

Living Room

  • Level: First
  • Area: 320
  • Dimensions: 20x16

Loft

  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Primary Bathroom

  • Level: Second
  • Area: 210
  • Dimensions: 14x15

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 252
  • Dimensions: 14x18

Property

Details

  • Parcel number: 0425180060007000180
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch
  • Exterior features: Irrigation System
  • Fencing: Fenced,Vinyl
  • Has view: Yes
  • View description: Water
  • Water view: Water

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,295$27,540
Home Insurance *$307$3,684
Property Taxes $553$6,636
Electricity $290$3,490
Total$3,445$41,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,114/yr
40% on housing$103,350/yr
45% on housing$91,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 34610$185
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34610$200
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$469,000
2026-02-19Price change$479,000
2026-01-14Price change$489,000
2025-11-20Listed for sale$499,000
2023-07-07Sold$457,000
2023-05-18Pending sale$465,000
2023-05-10Price change$465,000
2023-04-30Price change$469,669
2023-04-10Price change$480,000
2023-04-04Price change$490,000
2023-03-31Price change$495,000
2023-03-21Price change$499,999
2023-02-09Price change$520,000
2023-01-13Price change$549,000
2022-12-19Listed for sale$559,000
2019-08-21Sold$309,870

For Sale by Agent

AgentCarsten Prause
BrokerageCHARLES RUTENBERG REALTY INC

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