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3940 Woods Rider Loop, Odessa, FL, 33556

4beds
3baths
2,759sqft
$875,000
$317price/sqft
$6,425/moest. monthly cost
$257,000/yrincome needed

About This Home

Welcome to 3940 Woods Rider Loop, a 2020-built Homes by WestBay Bayshore I located in the Starkey Ranch community of Odessa. This 4-bedroom, 3-bath home with a sun room and 3-car garage sits on a 65-foot homesite, offering additional space and a functional layout within the neighborhood. From the moment you walk in, the 12-foot ceilings and open layout create a bright, spacious feel throughout. The home features luxury vinyl plank flooring throughout with no carpet, plantation shutters, upgraded interior finishes, and custom closet systems, delivering a clean and consistent look across every room. The kitchen serves as the centerpiece, featuring a large island, quartz countertops, stainless steel appliances, gas range, under-cabinet lighting, and an extended backsplash that carries the same quartz finish for a sleek, modern design, along with abundant cabinetry for storage. The layout flows seamlessly into the main living and dining areas, ideal for both everyday living and entertaining. Just off the kitchen, the builder-designated sun room provides a bright and versatile space suitable for a home office, sitting area, or additional living space. The primary suite is privately positioned and features dual walk-in closets with custom built-ins and a spacious en suite bath with dual vanities and a large walk-in shower. Three additional bedrooms provide flexibility for family, guests, or workspace needs. Sliding glass doors open to a covered lanai overlooking pond and conservation views, creating a peaceful outdoor setting with no rear neighbors. Located in Starkey Ranch, residents enjoy access to trails, parks, community pools, and top-rated schools, with convenient access to shopping, dining, and major roadways. Garage fitness equipment and mounted televisions do not convey.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
River Ridge High SchoolGrades PK,9-123.6 mi
7/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Other

  • Builder model: Bayshore 1

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Gas Water Heater,Range Hood,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eating Space In Kitchen,High Ceilings,In Wall Pest System,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,732
  • Total interior livable area: 2,759 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 1726200070001000270
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 7,865 sqft
  • Features: Conservation Area

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$470$5,640
Property Taxes $1,254$15,048
Electricity $277$3,331
Total$6,425$77,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,285/yr
40% on housing$192,750/yr
45% on housing$171,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 33556$280
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33556$281
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$875,000
2026-05-01Pending sale$875,000
2026-04-21Listed for sale$875,000
2020-10-21Sold$469,000
2020-10-02Pending sale$468,905
2020-10-02Listed for sale$468,905

For Sale by Agent

AgentRob Coggin
BrokerageROCKS REALTY

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