




3940 Woods Rider Loop, Odessa, FL, 33556
About This Home
Welcome to 3940 Woods Rider Loop, a 2020-built Homes by WestBay Bayshore I located in the Starkey Ranch community of Odessa. This 4-bedroom, 3-bath home with a sun room and 3-car garage sits on a 65-foot homesite, offering additional space and a functional layout within the neighborhood. From the moment you walk in, the 12-foot ceilings and open layout create a bright, spacious feel throughout. The home features luxury vinyl plank flooring throughout with no carpet, plantation shutters, upgraded interior finishes, and custom closet systems, delivering a clean and consistent look across every room. The kitchen serves as the centerpiece, featuring a large island, quartz countertops, stainless steel appliances, gas range, under-cabinet lighting, and an extended backsplash that carries the same quartz finish for a sleek, modern design, along with abundant cabinetry for storage. The layout flows seamlessly into the main living and dining areas, ideal for both everyday living and entertaining. Just off the kitchen, the builder-designated sun room provides a bright and versatile space suitable for a home office, sitting area, or additional living space. The primary suite is privately positioned and features dual walk-in closets with custom built-ins and a spacious en suite bath with dual vanities and a large walk-in shower. Three additional bedrooms provide flexibility for family, guests, or workspace needs. Sliding glass doors open to a covered lanai overlooking pond and conservation views, creating a peaceful outdoor setting with no rear neighbors. Located in Starkey Ranch, residents enjoy access to trails, parks, community pools, and top-rated schools, with convenient access to shopping, dining, and major roadways. Garage fitness equipment and mounted televisions do not convey.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stucco
Other
- Builder model: Bayshore 1
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Gas Water Heater,Range Hood,Refrigerator
- Laundry features: Inside,Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedroom4
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Eating Space In Kitchen,High Ceilings,In Wall Pest System,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: French Doors
- Window features: Window Treatments,Hurricane Shutters
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,732
- Total interior livable area: 2,759 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 1726200070001000270
- Zoning: MPUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Lot size: 7,865 sqft
- Features: Conservation Area
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,424 | $53,088 |
| Home Insurance * | $470 | $5,640 |
| Property Taxes | $1,254 | $15,048 |
| Electricity | $277 | $3,331 |
| Total | $6,425 | $77,100 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $875,000 |
| 2026-05-01 | Pending sale | $875,000 |
| 2026-04-21 | Listed for sale | $875,000 |
| 2020-10-21 | Sold | $469,000 |
| 2020-10-02 | Pending sale | $468,905 |
| 2020-10-02 | Listed for sale | $468,905 |
