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1771 45th St, New Boston, IL, 61272

5beds
4baths
0sqft
$949,000
--price/sqft
$7,356/moest. monthly cost
$294,240/yrincome needed

About This Home

Located in northwestern Mercer County, this incredible acreage offers it all! Entering the property on the fully paved asphalt driveway, you'll be stunned at what awaits you at the top! Situated near the center of this 25-acre property sits an impressive 5 bedroom, 4 bathroom all-brick, ranch style home offering durability, elegance, bright natural light, and ample space for you and your guests! Stepping inside the front door you're immediately greeted with a warm and inviting interior as you enter the living room offering vaulted ceilings and incredible views outside the home. The open-concept living room flows seamlessly into the beautiful kitchen, side dining area, and also the beautiful 4 seasons room. Down the hall, the main level also consists of the primary suite, large guest bedroom, bathroom, laundry room, closet space and a large pantry. On the opposite end of the main level is another living area, bathroom, large storage room, and access to the 3-car garage. Above the garage are two very large guest bedrooms that offer a secluded space ideal for visitors to relax and have their own personal space while staying. The lower level of the home adds additional entertainment space with another living room, large full bar, non-conforming 5th bedroom, full bathroom, and an unfinished portion housing the mechanicals, additional washer/dryer, and for storage. Outside of the home, the low-maintenance brick exterior is as practical as it is beautiful, complemented by roomy front and rear covered porch/patio areas, a newly constructed fire pit, and a very well-kept large yard, all of which offer breathtaking views from the bluff. Other improvements on the property consist of a 40'X50' barn/workshop, a 24'X30' 3 bay metal garage (both of which have electric), a concrete camper pad with electricity, and a 3-sided barn. The property has a good mix of timber with ATV trails, a good amount of open land that would be ideal for food plots, a large garden, a hobby farm, or fencing off for livestock, with rolling topography and flat areas. It's also no secret that the property is home to plentiful wildlife, including birds, deer, turkey and small game. The entire property is set up for a peaceful hilltop residence, family entertainment, or entertaining friends and guests while enjoying outdoor and country living. Contact the listing agent today if you'd like to learn more about this incredible property or to set up your private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
5/10
Mercer County High SchoolGrades 9-1216.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Metal
  • Construction materials: Masonry - Brick,Brick Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bedrooms(1),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace features: Propane Stove
  • Fireplace: Yes
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 010206100011
  • Lease amount: 0

Features

  • Patio & porch: Patio,Open Porch
  • Has view: Yes
  • View description: Farm,Private,Scenic,Wooded
  • Frontage length: 0

Lot

  • Lot size: 25 Acres
  • Features: Trees

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$1,029$12,348
Property Taxes $1,399$16,788
Electricity $130$1,569
Total$7,356$88,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,205/yr
40% on housing$220,680/yr
45% on housing$196,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61272$580
Mercer County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 61272$73
Mercer County$79

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$949,000
2025-12-01Listing removed$975,000
2025-06-06Listed for sale$975,000
2016-06-20Sold$385,000

For Sale by Agent

AgentBrent Reneau
BrokerageWhitetail Properties Real Estate LLC

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