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407 Old Mill Road, Southfields, NY, 10975

1beds
1baths
886sqft
$275,000
$310price/sqft
$2,228/moest. monthly cost
$89,120/yrincome needed

About This Home

Welcome Home! This uniquely styled 1st floor condo features comfort, convenience & privacy. This end unit features a large eat-in-kitchen with updated appliances, pantry and walk-out to your own rear deck. Beautiful crown molding throughout with custom blinds and unique stone wall with mantel fireplace & firebox. Large second room features custom cabinetry and can be used as 2nd bedroom with some modification or dining room with very large closet storage. Upgraded radiators, thermostats, switches and outlets. Andersen windows and Silver Line sliding doors. Interior doors have all been replaced and entry door is steel, fire rated. Custom bathroom shower and wall enclosure. Hardwood Floors under carpeting. You'll enjoy the oversized Garage with new overhead door which is also heated and dehumidified. Great commuter location with access to all major highways, train station, bus stop, Harriman St. Park, & Woodbury Common. This pet friendly complex also has a playground. Schedule your showing today!! Additional Information: Amenities:Storage,ParkingFeatures:1 Car Attached,1 Car Detached,

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Central Valley SchoolGrades 2-55.5 mi
4/10
7/10

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Brick,Stucco

Other

  • Builder model: "C"

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Electric Water Heater,Convection Oven,Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Common

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Window features: Blinds
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 886
  • Total interior livable area: 886 sqft

Property

Details

  • Parcel number: 3350032200000001001.0000407
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Gas Grill

Lot

  • Lot size: 436 sqft
  • Features: Near Public Transit,Near Shops

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached,Garage,Off Street,Heated Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$130$1,560
Property Taxes $462$5,544
Electricity $246$2,954
Total$2,228$26,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,388/yr
40% on housing$66,840/yr
45% on housing$59,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 10975$119
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10975$287
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-07-16Listed for sale$275,000
2021-11-30Sold$201,250
2021-10-09Pending sale$215,000
2021-08-23Listed for sale$215,000

For Sale by Agent

AgentAnn Marie Silvani
BrokerageHoward Hanna Rand Realty

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