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72 W Scottsdale Cv, Atoka, TN, 38004

5beds
3baths
2,603sqft
$529,000
$203price/sqft
$4,181/moest. monthly cost
$167,240/yrincome needed

About This Home

Welcome to this like-new 5-bedroom, 3-bath Energy Star certified home nestled in a quiet cove in the desirable Lochmeade Subdivision. With approximately 2,600 sq ft, this thoughtfully designed home offers an open-concept layout perfect for everyday living and entertaining. The double-door entry leads to an elegant foyer and spacious living room with a cozy fireplace. The kitchen features custom cabinetry, granite countertops, a large island, 5-burner gas cooktop, and built-in oven. The main level includes a luxurious primary suite with a soaking tub, walk-in shower, double vanity, private water closet, and walk-in closet, plus a second bedroom and full bath. Upstairs offers additional bedrooms, another full bath, and a huge bonus room ideal for a media room, playroom, gym, or flex space. Enjoy the neighborhood's private pond and walking trail. Move-in ready and a must-see!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Atoka Elementary SchoolGrades PK-51.3 mi
7/10
Munford Middle SchoolGrades 6-82.0 mi
7/10
Munford High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Brick Veneer,Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range/Oven,Double Oven,Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Area: 336

Den

  • Area: 320

Dining Room

  • Features: Separate Dining Room

Features

  • 1 or More BR Down,Primary Down,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Smooth Ceiling,High Ceilings,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Wood Laminate Floors
  • Number of fireplaces: 1
  • Fireplace features: Ventless,Living Room,In Den/Great Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,603 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Kitchen Island

Living Room

  • Features: Separate Living Room,Great Room,LR/DR Combination

Master Bathroom

  • Features: Double Vanity,Separate Shower,Dressing Area,Smooth Ceiling,Tile Floor,Full Bath

Master Bedroom

  • Features: Walk-In Closet(s),Carpet
  • Level: First
  • Area: 195

Office

  • Area: 110

Property

Details

  • Parcel number: 111N 111 C04000

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Waterfront features: Cove

Lot

  • Lot size: 0.37 Acres
  • Features: Some Trees
  • Lot size dimensions: .37

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance $321$3,852
Property Taxes $975$11,700
Electricity $211$2,537
Total$4,181$50,172

Income You'd Need if You Spent...

35% on housing$143,348/yr
40% on housing$125,430/yr
45% on housing$111,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 38004$176
Tipton County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 38004$172
Tipton County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$529,000
2023-10-13Sold$479,900
2023-09-09Pending sale$479,900
2023-08-09Listing removed--
2023-07-21Contingent$479,900
2023-06-27Listed for sale$479,900

For Sale by Agent

AgentStephen C Fimbel
BrokerageWeichert, REALTORS-BenchMark

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