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703 Coddington Rd, Ithaca, NY, 14850

5beds
3baths
2,600sqft
$703,000
$270price/sqft
$5,430/moest. monthly cost
$217,200/yrincome needed

About This Home

Modern multi-unit estate on 6 private acres featuring a stunning 3 bed, 2 bath main home with loft, cathedral ceilings, hardwoods, oversized kitchen, balcony, and 2-car garage. Includes a fully separate 2 bed, 1 bath apartment with full kitchen, dining area, 10 ft ceilings and private patio—ideal for rental income, multi-generational living, or can easily function as a single-family home. Large 2-story barn adds endless potential for storage, workshop, or hobbies. A rare blend of modern design, space, and versatility. Pictures of the lower level additional unit provided by request. Please call or text for additional information or to view the home. Serious inquiries only.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
South Hill SchoolGrades PK-52.0 mi
8/10
Boynton Middle SchoolGrades 6-83.5 mi
9/10
Ithaca Senior High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: MultiFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating

  • Heating features: Forced air

Interior Area

  • Total interior livable area: 2,600 sqft

Property

Details

  • Parcel number: 503089481123

Lot

  • Lot size: 6 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Tompkins County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,554$42,648
Home Insurance *$211$2,532
Property Taxes $1,236$14,832
Electricity $429$5,156
Total$5,430$65,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,171/yr
40% on housing$162,900/yr
45% on housing$144,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 14850$230
Tompkins County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 14850$215
Tompkins County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$703,000

For Sale by Owner

AgentProperty Owner

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