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179 Reservoir Road, Middletown, NY, 10940

3beds
2baths
3,080sqft
$550,000
$179price/sqft
$4,411/moest. monthly cost
$176,440/yrincome needed

About This Home

Warmth, comfort & space in the Hudson Valley. Welcome home to this spacious Colonial on 2.8 acres offering 3–4 bedrooms, 2 full baths, and a detached 2-car garage with oversized loft. The heart of the home is the large family room — cathedral ceilings, a stunning stone fireplace, and beautiful hardwood floors — the perfect place to gather. The private second-floor primary suite has its own full bath and walk-in closet. Outside, entertain like a pro. A huge rear deck leads to your own private sand beach and an above-ground pool — a dream setup for weekend BBQs, celebrations, or quiet relaxation. The detached 2-car garage easily fits larger vehicles, and the large loft above makes a fantastic work-from-home office or studio space. Expansive yard space offers room for pets, gardening, or play — plenty of outdoors to enjoy. Two large driveways, one on each side of the house, provide easy parking and convenience. Just 10 minutes to major highways, supermarkets, the Galleria Mall, and Garnet Medical Center. Live the Hudson Valley lifestyle — so much to do, so close to everything. Easy to show. Schedule your private tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
6/10

Construction

Condition

  • Year built: 1912

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: First

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Cathedral Ceiling(s),Formal Dining,Primary Bathroom,Recessed Lighting,Soaking Tub
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,080
  • Total interior livable area: 3,080 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Office

  • Level: First

Property

Details

  • Parcel number: 3352000320000001041.0000000
  • Special condition: None

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2.80 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$197$2,364
Property Taxes $925$11,100
Electricity $508$6,107
Total$4,411$52,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,234/yr
40% on housing$132,330/yr
45% on housing$117,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 10940$207
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10940$233
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$599,900
2025-11-07Listed for sale$620,000
2025-02-20Listing removed$699,999
2024-10-15Listed for sale$699,999
2016-08-05Sold$310,000
2016-05-11Pending sale$314,900
2016-03-07Price change$314,900
2016-01-28Price change$319,900
2015-10-28Price change$329,900
2015-09-28Price change$333,900
2015-09-09Listed for sale$339,900
1999-08-20Sold$57,000

For Sale by Agent

AgentDulce M Ferrera
BrokerageKeller Williams Hudson Valley

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