See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

245 Stony Ford Road, Middletown, NY, 10941

4beds
2baths
2,100sqft
$524,900
$250price/sqft
$4,051/moest. monthly cost
$162,040/yrincome needed

About This Home

Set on 8 scenic acres in the award-winning Goshen School District, this updated bi-level offers the perfect combination of privacy, open space, and convenience to amenities. The property features a picturesque pond, a mix of cleared land and woods, two sheds and a large outbuilding with electricity that's ideal for a workshop, hobby space, or extra storage. Inside, the updated kitchen and bathrooms compliment the home's inviting layout. Hardwood floors run throughout the main living areas, while the bedrooms are comfortably carpeted. The main level offers recessed lighting, 3 bedrooms and a beautifully updated hallway bathroom featuring a unique arched accent over the jetted soaking tub, custom tile work, and a separate stall shower with glass door. The finished lower level showcases slate flooring, a cozy fireplace, a 4th bedroom, a full bathroom, and a laundry room, with direct access to the heated attached two-car garage. Enjoy the peace and beauty of country living while remaining just minutes from shopping, dining, schools, and major commuter routes including public transit to NYC. A brand-new central air system is icing on the cake...schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Scotchtown Avenue SchoolGrades K-23.2 mi
8/10
C J Hooker Middle SchoolGrades 6-83.5 mi
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1979

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch,Split Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer
  • Laundry features: Washer/Dryer Hookup,Inside,Laundry Room

Bathroom1

  • Level: Lower

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Lower

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Chandelier,Entrance Foyer,Formal Dining,Granite Counters,High Speed Internet,His and Hers Closets,Open Floorplan,Open Kitchen,Recessed Lighting,Soaking Tub,Stone Counters,Storage
  • Window features: Casement
  • Flooring: Carpet,Ceramic Tile,Other,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 3352000460000001059.0000000
  • Special condition: None

Features

  • Levels: Bi-Level
  • Patio & porch: Covered,Patio
  • Exterior features: Mailbox,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond,Waterfront
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 8.20 Acres
  • Features: Back Yard,Cleared,Front Yard,Level,Near Golf Course,Near Public Transit,Near School,Near Shops,Private,See Remarks,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$167$2,004
Property Taxes $883$10,596
Electricity $347$4,164
Total$4,051$48,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,891/yr
40% on housing$121,530/yr
45% on housing$108,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 10941$293
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10941$233
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$524,900
2018-01-26Sold$247,000
2017-10-28Listed for sale$209,900
2017-05-22Sold$313,995
2012-05-01Listing removed$329,900
2012-03-01Listed for sale$329,900
2010-12-04Listing removed$330,000
2010-08-26Listed for sale$330,000
2009-12-29Listing removed$349,900
2009-12-24Price change$349,900
2009-09-06Listed for sale$370,000
2005-08-12Sold$325,000

For Sale by Agent

AgentJacqueline Manzolillo-Blais
BrokerageKeller Williams Realty

Similar Homes