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51 S Shore Drive, Middletown, NY, 10940

1beds
1baths
360sqft
$199,000
$553price/sqft
$1,657/moest. monthly cost
$66,280/yrincome needed

About This Home

Welcome to 51 S Shore Drive, a charming and thoughtfully updated bungalow retreat nestled on a private, wooded 9,374 sq ft lot with sparkling lake views in scenic Middletown, NY. This beautifully curated 1-bedroom, 1-bath lakefront getaway offers 360 square feet of smart, stylish living space perfect for a weekend escape, vacation rental, or year-round peaceful living. Step inside to a crisp, modern interior featuring a cozy stone-accented fireplace, sleek black cabinetry, upgraded appliances, and luxury vinyl plank flooring. The open-concept living space is bright and inviting with fresh finishes, vaulted ceilings, and picture windows that frame the surrounding forested hillside. Step outside and you'll be swept away by the home's crown jewel, a brand-new oversized deck with ample space for grilling, lounging, and soaking up nature’s beauty. Whether you're sipping your morning coffee or enjoying sunset dinners, this deck offers a front-row seat to the tranquil lake just beyond the trees. The lot itself is partly wooded and gently sloped, offering both privacy and unobstructed water views. It's the perfect backdrop for nature lovers, creatives, or anyone seeking a peaceful recharge in the heart of the Hudson Valley. Located less than 90 minutes from NYC, and close to local farms, wineries, hiking trails, and charming small towns, this home is ideal for weekenders, investors, or full-time residents who crave a simpler, quieter lifestyle with modern comforts. Escape the ordinary, 51 S Shore Drive is lake living reimagined.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
2/10
Monhagen Middle SchoolGrades 6-81.5 mi
5/10
Middletown High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1928

Materials

  • Construction materials: Clapboard,Wood Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 360
  • Total interior livable area: 360 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 3352000670000006007.0000000
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Water Access
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 9,375 sqft
  • Features: Sloped,Views

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$71$852
Property Taxes $334$4,008
Electricity $246$2,954
Total$1,657$19,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,811/yr
40% on housing$49,710/yr
45% on housing$44,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$553This listing

vs Other Active Listings

Avg $/sqft

ZIP 10940$208
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10940$233
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$225,000
2025-10-27Listed for sale$250,000
2022-06-23Sold$82,500
2022-02-08Pending sale$82,500
2021-12-31Listed for sale$82,500
2021-12-14Listing removed--
2021-09-17Listed for sale$82,500
2021-07-31Pending sale$82,500
2021-07-19Price change$82,500
2021-06-12Price change$84,000
2021-05-30Price change$89,000
2021-04-12Listed for sale$94,000
2020-10-01Listing removed$69,900
2019-09-26Price change$69,900
2019-09-12Price change$74,000
2019-09-06Listed for sale$79,000
2017-05-17Listing removed$49,950
2016-10-23Listed for sale$49,950
2014-12-03Sold$22,500
2014-08-07Listed for sale$35,000
1996-01-09Sold$43,750

For Sale by Agent

AgentArya Rabinovits
BrokerageeRealty Advisors, Inc

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