4521 San Fernando Dr, Billings, MT, 59101
About This Home
Move-in ready home in desirable Blue Creek area, located just outside city limits with easy access to Billings amenities. This 4-bedroom (2 non-egress) property offers four split levels of living space, including a spacious primary suite and a kitchen that opens into the living area. Recent updates include new interior paint, carpet, and flooring throughout. Situated on a large lot with an extra parking pad for RV with RV dump plumbing, or additional vehicles. Cedar Park Subdivision rarely sees homes offered for sale so don't miss out on this charming neighborhood!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1978
Materials
- Roof: Asphalt,Shingle
- Construction materials: Brick,Metal Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Free-Standing Range,Oven,Range,Refrigerator,Range Hood,Smooth Cooktop,Washer
Basement
- Has basement: Yes
- Basement: Daylight,Walk-Out Access
Bedroom
- Features: Ceiling Fan(s),Closet
- Level: Upper
Bedroom
- Features: Ceiling Fan(s),Closet
- Level: Upper
Bedroom
- Features: Ceiling Fan(s),Closet
- Level: Lower
Bedroom
- Features: Closet
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Upper
Family Room
- Features: Sliding Doors
- Level: Lower
Features
- Ceiling Fan(s)
- Door features: Storm Door(s)
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area above ground: 1,050
Heating & Cooling
- Heating features: Baseboard,Electric,Other
- Cooling features: Ductless
Interior Area
- Total interior livable area: 2,090 sqft
Kitchen
- Level: Upper
Laundry
- Level: Lower
Living Room
- Features: Bay Window,Ceiling Fan(s),Recessed Lighting
- Level: Main
Property
Details
- Parcel number: C02436
- Zoning description: Suburban Neighborhood Residential
Features
- Levels: Three Or More
- Stories: 4
- Patio & porch: Covered,Front Porch,Patio
- Exterior features: Fence,Sprinkler/Irrigation,Patio
- Fencing: Fenced
- Has view: Yes
- Topography of land: Hill
Lot
- Lot size: 0.26 Acres
- Features: Interior Lot,Landscaped,Rolling Slope,Views,Sprinklers In Ground
Parking
- Total spaces: 2
- Parking features: Attached,Additional Parking,Garage Door Opener,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Lightning
- Wildfire
- Hail
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Yellowstone County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance | $250 | $3,000 |
| Property Taxes | $145 | $1,740 |
| Electricity | $151 | $1,812 |
| Total | $2,391 | $28,692 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-17 | Listed for sale | $435,000 |
| 2020-06-11 | Sold | -- |
| 2020-05-06 | Pending sale | $225,000 |
| 2020-05-05 | Listed for sale | $225,000 |
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