89 W Ridge Road, Warwick, NY, 10990
About This Home
This exceptional sprawling ranch in Warwick is perfectly situated just minutes from the vibrant downtown filled with shops, dining, and year-round events. Nestled on nearly 5 park-like acres, this property offers the rare combination of privacy, open space, and lifestyle. Step inside to discover a bright, open interior bathed in natural light, where the seamless flow between living spaces creates the perfect setting for both everyday living and effortless entertaining. Large windows invite the outdoors in, enhancing the home’s airy and welcoming feel. Enjoy summer evenings on the screened porch while listening to night sounds. Outside, your private oasis awaits—complete with an in-ground pool surrounded by serene, lush grounds, ideal for summer gatherings or quiet relaxation. The full walk-out basement expands your living space even further, offering endless possibilities for recreation, a home gym, media room, game night, home office, workshop .… the choice is yours. Don’t miss this unique opportunity to enjoy peaceful country living with close proximity to everything Warwick has to offer ~ hiking, biking, golf, skiing, spas, seasonal farmer’s markets, summer music events, apple picking, wineries, and breweries.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Basement
- Level: Basement
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: Basement
Dining Room
- Level: First
Family Room
- Level: First
Features
- First Floor Bedroom,Eat-in Kitchen,Formal Dining,Granite Counters,Kitchen Island,Primary Bathroom,Storage
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 3,145
- Total interior livable area: 3,145 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 3354890310000002140.0000000
- Special condition: None
Features
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Porch,Screened
Lot
- Lot size: 4.70 Acres
Parking
- Total spaces: 1
- Parking features: Attached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,867 | $46,404 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $1,287 | $15,444 |
| Electricity | $519 | $6,236 |
| Total | $5,928 | $71,136 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $789,000 |
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