103 Old Ridge Road, Warwick, NY, 10990
About This Home
Escape to your own private retreat on 5.7 scenic acres in the heart of the Hudson Valley. Located within the highly acclaimed Warwick Valley School District, this beautifully maintained 3-bedroom, 2-bathroom home offers the perfect blend of peaceful country living, comfort, and accessibility. With 1,452 square feet of thoughtfully designed living space, the home's open layout seamlessly connects the living room, dining area, and kitchen, creating an inviting atmosphere for both everyday living and entertaining. A sun-filled three-season screened in porch overlooks the surrounding landscape, providing the perfect place to enjoy your morning coffee, or simply relax while taking in the tranquil views. Step outside to an expansive wraparound Trex deck, ideal for hosting family and friends, outdoor dining, or enjoying the natural beauty that surrounds the property. A long driveway, along with an additional parking pad, comfortably accommodates multiple vehicles, making it easy to welcome guests. A truly unique feature is the detached garage, professionally converted into a fully powered music studio. This flexible space offers endless possibilities as a recording studio, artist's workshop, home office, fitness studio, or hobby space. Recent updates provide added value and peace of mind, including: Roof 2022, Windows 2001, Whole Home Water softener, filtration, and UV purification system installed 2024, Updated bathrooms featuring new tile and a whole house generator. Just minutes from the vibrant Village of Warwick, residents enjoy one of the Hudson Valley's most desirable communities, known for its charming downtown, boutique shopping, award-winning restaurants, wineries, breweries, farm-to-table dining, orchards, farmers markets, hiking and biking trails, and year-round festivals. Whether it's apple picking in the fall, exploring nearby wineries, skiing at Mount Peter, or enjoying summer concerts on the village green, Warwick offers an exceptional quality of life just 60 miles from New York City with convenient access to major highways and commuter transportation. Whether you're searching for a full-time residence, a weekend getaway, or a property with space to pursue your passions, 103 Old Ridge Road presents a rare opportunity to own a private Hudson Valley retreat where comfort, versatility, and nature come together.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1947
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Storage Space
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- First Floor Bedroom,Eat-in Kitchen,Entrance Foyer,Open Kitchen,Pantry,Primary Bathroom
- Flooring: Hardwood
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,452
- Total interior livable area: 1,452 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 3354890180000001013.0000000
- Special condition: None
Features
- Levels: One
- Patio & porch: Deck,Patio,Porch,Screened
Lot
- Lot size: 5.70 Acres
- Features: Back Yard,Front Yard,Garden,Near School,Near Shops,Private
Parking
- Total spaces: 5
- Parking features: Driveway
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,180 | $38,160 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $1,058 | $12,696 |
| Electricity | $246 | $2,954 |
| Total | $4,694 | $56,328 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $579,000 |
| 2026-07-27 | Listed for sale | $629,000 |
View on Zillow