5 Belcher Road, Warwick, NY, 10990
About This Home
Pride of ownership shines through in all aspects of this thoughtfully updated Dutch Colonial located in the desirable Warwick Valley Central School District. New driveway ('22) welcomes you to the inviting front porch. The formal dining room has a wood burning fireplace and views of the front garden. The family room has a second fireplace to cozy up to in addition to access the the large back deck and peaceful yard. Cleanly updated kitchen ('24) has a large center island, Cafe appliances, in island microwave, and marble counters and backsplash. Convenient first floor bedroom is spacious and is just down the hall from the first floor full bath ('20), offering flexible living options. The second floor primary has a convenient ensuite (updated '24). Two additional upstairs bedrooms and third bath. More space in the basement can be used as additional family room, playroom, craft room and more. Additional upgrades include but not limited to new shed 2025, new well pressure pump, floors, windows, hardscape 2024, new AC 2024, new furnace, AC 2023, new deck, gutters, chimney, and roof 2022! It's like getting a new house with all the charm of yesteryear. Located just minutes to the village of Warwick with all the shopping, entertainment, restaurants, and more that it has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Concrete Perimeter
- Construction materials: Batts Insulation,Shake Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Oven,Range,Refrigerator
- Laundry features: Inside
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Storage Space
Bedroom1
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: Lower
Dining Room
- Level: First
Family Room
- Level: First
Features
- First Floor Bedroom,First Floor Full Bath,Entrance Foyer,Formal Dining,Kitchen Island,Natural Woodwork,Original Details,Primary Bathroom
- Flooring: Hardwood,Wood
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Attic: Scuttle
Heating & Cooling
- Heating features: Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 2,267
- Total interior livable area: 2,267 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 3354890330000001048.0000000
- Special condition: None
Features
- Exterior features: Garden,Mailbox,Rain Gutters
Lot
- Lot size: 2.40 Acres
Parking
- Total spaces: 6
- Parking features: Attached,Driveway,Garage,Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $1,430 | $17,160 |
| Electricity | $374 | $4,495 |
| Total | $6,385 | $76,620 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $849,900 |
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