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101 Upper Wisner Road, Warwick, NY, 10990

3beds
3baths
1,500sqft
$1,500,000
$1,000price/sqft
$10,857/moest. monthly cost
$434,280/yrincome needed

About This Home

**PRICE IMPROVEMENT: ** A significant $300,000 price adjustment** presents an exceptional opportunity to own this remarkable 10-acre lakefront property. Originally considered for potential subdivision, further engineering and zoning reviews have confirmed the property’s ideal use as a private 10-acre lakefront estate, prompting this significant price adjustment. Owned by a respected local artist, **The Artist’s Cabin** is a reflection of creativity and craftsmanship at every turn. Just 50 miles from Manhattan, this extraordinary country escape captures the essence of rustic luxury. Set on ten acres of lakefront beauty, the handcrafted log cabin blends natural textures with refined design, with thoughtful details throughout—from the stone fireplace anchoring the great room to the primary bedroom’s hand-finished metal ceiling. Just steps from the main cabin, the converted barn is a stunning showcase of artisanal craftsmanship and inspired design, featuring soaring exposed beams, rich natural textures, a custom-built bar, full bath, and an artist’s loft with balcony overlooking the lake—ideal for entertaining, relaxing, or creative pursuits. The property also includes a four-car heated garage with a substantial loft measuring approximately **22'7" x 54'1"**, offering exceptional flexibility for a studio, office, gym, yoga space, or additional creative workspace. Copper roofing on the main buildings adds a distinctive architectural element, valued for both its beauty and exceptional longevity. A separate outbuilding with water and electricity offers flexibility as a tack room, workshop, or garden shed. Surrounded by preserved farmland, yet just five minutes from downtown Warwick—with its boutique shops, farm-to-table restaurants, wineries, apple orchards, golf, and seasonal festivals—and less than one mile from Mount Peter Ski Area, this exceptional retreat offers a rare blend of seclusion and accessibility. Truly one of Warwick’s most captivating private retreats.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
6/10
8/10

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Log
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Eat-in Kitchen,Natural Woodwork,Original Details,Master Downstairs,Storage
  • Attic: Partial

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 3354890440000001047.0000000
  • Special condition: None

Features

  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Garden,Juliet Balcony
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 10 Acres
  • Features: Landscaped,Level,Near Golf Course,Near Public Transit,Near School,Near Shops,Private,Wooded

Parking

  • Total spaces: 4
  • Parking features: Driveway,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$501$6,012
Property Taxes $2,525$30,300
Electricity $247$2,974
Total$10,857$130,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$372,240/yr
40% on housing$325,710/yr
45% on housing$289,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,000This listing

vs Other Active Listings

Avg $/sqft

ZIP 10990$311
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 10990$315
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$1,500,000
2025-10-14Listed for sale$1,800,000
2025-04-13Listing removed$4,000
2025-04-01Listed for rent$4,000
2007-10-01Sold$700,000
2000-03-17Sold$255,000
1995-11-28Sold$250,000

For Sale by Agent

AgentFrancesca Bonavita
BrokerageChristie's Int. Real Estate

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