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1168 Lakes Road, Monroe, NY, 10950

3beds
2baths
1,848sqft
$535,000
$290price/sqft
$4,079/moest. monthly cost
$163,160/yrincome needed

About This Home

Welcome to your newly updated home that encompasses both an ideal location and functionality. Set back off the road for added privacy, this inviting home combines comfort, convenience, and modern updates throughout. Step inside to discover an open floor plan filled with sun-drenched living spaces, creating a warm and welcoming atmosphere ideal for both everyday living and entertaining. The updated kitchen with island provides stainless appliances along with ample cabinet and counter space. The kitchen also flows seamlessly into the main living and dining areas, while sliding glass doors lead out to a rear deck perfect for relaxing, grilling, or enjoying the peaceful surroundings. Heading down the hall on the main level you will find three generous sized bedrooms and a renovated full bath. The lower level of the home provides modern conveniences that begin with the full walk-in access adjacent to the functional one car garage. This level also includes a renovated full bath, dedicated laundry area, additional living room with space for a home office or gym, as well as additional storage options and closets. Ideally located near Greenwood Lake Middle School, local shops, restaurants, hiking trails, Woodbury Commons and Greenwood Lake itself for boating, beach days, and year-round recreation. This truly turn-key home provides all of the modern updates and amenities along with a whole home generator for added peace of mind. Whether you're looking for outdoor adventure, easy commutability or working from home, your new home offers the perfect balance of lifestyle and location.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer,Gas Water Heater,Water Softener Owned
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Chefs Kitchen,Eat-in Kitchen,Kitchen Island,Open Floorplan,Open Kitchen,Storage
  • Window features: Double Pane Windows
  • Flooring: Combination
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Kitchen

  • Level: First

Laundry

  • Level: Lower

Living Room

  • Level: First

Other

  • Level: Lower

Other

  • Level: Lower

Property

Details

  • Parcel number: 3354890470000001005.5000000
  • Special condition: None
  • Other equipment: Generator

Features

  • Levels: Two
  • Patio & porch: Deck,Porch
  • Exterior features: Mailbox,Rain Gutters

Lot

  • Lot size: 0.96 Acres
  • Features: Back Yard,Front Yard,Near Golf Course,Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$169$2,028
Property Taxes $900$10,800
Electricity $305$3,664
Total$4,079$48,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,851/yr
40% on housing$122,370/yr
45% on housing$108,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 10950$309
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10950$294
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$549,000
2020-12-18Sold$285,000
2020-07-02Listed for sale$299,500

For Sale by Agent

AgentNicholas Carbone
BrokerageHomeSmart Homes & Estates

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