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23 Bradner Drive, Warwick, NY, 10990

3beds
3baths
1,880sqft
$485,000
$258price/sqft
$3,740/moest. monthly cost
$149,600/yrincome needed

About This Home

Location is key just minutes from downtown village of Warwick, schools and shopping! Spacious 3 bedrooms PLUS home office and 2.5 baths - features include primary bedroom & bath, hardwood floors, level backyard with partial Mountain Views. Additional room for home office, gym or game room. Two car heated garage! Plus detached shed with electric great for additional workshop and storage. Screened in porch great for seasonal outdoor entertainment and barbecues. Interior has been recently painted - located in a quaint residential neighborhood. Some minor repairs will make this home a gem.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
6/10
8/10

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Formal Dining,Primary Bathroom,Storage
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,880 sqft

Property

Details

  • Parcel number: 3354890880000001021.0000000
  • Special condition: None

Lot

  • Lot size: 0.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$162$1,944
Property Taxes $816$9,792
Electricity $310$3,728
Total$3,740$44,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,228/yr
40% on housing$112,200/yr
45% on housing$99,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 10990$327
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10990$315
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$529,000
2026-03-02Listed for sale$549,000
2026-02-12Listing removed$589,000
2026-01-11Price change$589,000
2025-12-04Listed for sale$639,000
2002-12-10Sold$305,000

For Sale by Agent

AgentRosy T Wansor
BrokerageWansor Realty

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