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808 S Plank Road, Slate Hill, NY, 10973

3beds
3baths
2,516sqft
$468,000
$186price/sqft
$3,801/moest. monthly cost
$152,040/yrincome needed

About This Home

First time on the market! Opportunity awaits in the sought-after Minisink Valley School District! This 1987 custom-built Colonial offers the perfect chance to build equity and create a home that is uniquely your own. Relax on the welcoming front porch before stepping inside to discover a home ready for your personal updates. While the interior could benefit from fresh paint, new flooring, and bathroom renovations- the home offers great bones, a functional layout and endless potential. Two living rooms, formal dining room, eat-in kitchen with powder room and an enclosed back 3-season room complete the main level. The second level features 3 bedrooms, including a spacious primary suite with adjoining room, ideal for home office, reading room, fitness space, nursery or that future walk-in closet. Enjoy added peace of mind with the home pre-wired for a whole-house generator. Set back on a beautiful level acre of property, with a spectacular 1080 sq. ft. detached heated garage with high ceilings, can have a car lift, two overhead garage doors (front and back) and stairs to a spacious loft. This incredible space offers possibilities that are hard to find. Whether your a car enthusiast, woodworker, craftsman, artist, content creator, or entrepreneur, or just have a lot of toys, this versatile building is in excellent shape. This well-loved home is ready for its next chapter and yours... it's a wonderful place to live, work, create, and grow for years to come!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Actual
  • Year built: 1987

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Hall

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Formal Dining,Natural Woodwork,Original Details,Primary Bathroom,Storage
  • Flooring: Carpet,Ceramic Tile
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,516
  • Total interior livable area: 2,516 sqft

Property

Details

  • Parcel number: 3356000220000001095.0000000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 1 Acres
  • Features: Back Yard,Cleared,Front Yard,Near School

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,366$28,392
Home Insurance *$233$2,796
Property Taxes $787$9,444
Electricity $415$4,989
Total$3,801$45,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,320/yr
40% on housing$114,030/yr
45% on housing$101,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 10973$280
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10973$222
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$468,000
2026-07-02Listed for sale$468,000

For Sale by Agent

AgentJoAnn Maxwell
BrokerageHoward Hanna Rand Realty

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