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435 Schunnemunk Rd, Highland Mills, NY, 10930

6beds
3baths
3,000sqft
$1,400,000
$467price/sqft
$10,379/moest. monthly cost
$415,160/yrincome needed

About This Home

Charming Raised Ranch / Bi-Level Home in Highland Mills, NY, Near Kiryas Joel! This impeccably maintained 6-bedroom home is ideal for year-round living or summer enjoyment. Positioned on the border of Kiryas Joel, directly across from Amdur Park Lake, this prime Highland Mills location ensures no dense development will encroach, unlike Kiryas Joel zoning. Additionally, it's within walking distance to the main synagogue and Bais Burich synagogue. The expansive living room features oversized windows, hardwood floors, and a fireplace. The eat-in, kosher kitchen boasts granite countertops, white cabinetry, stainless steel appliances, three sinks, separate ovens, and a custom 50" x 144" quartz-topped dining table with a metal pedestal base, surrounded by 12 Chippendale chairs, seating 12. The main level includes 3 bedrooms, each with space for two beds, including a primary suite with a private bath, plus another full bath. The lower level has 3 more bedrooms, all able to accommodate two beds, along with a family room, full bath, and laundry. Outside, enjoy two decks, a fenced 30x50 in-ground pool with stone pavement, and a manicured garden. A new roof was installed last summer, and heating was converted to propane for the home and pool. A modern camera system was added two years ago, and a long driveway offers ample parking. The owner offers the home fully furnished at the listed price, featuring imported Italian furniture and elegant chandeliers. Move-in ready, this home offers everything-perfect for full-time living or a seasonal retreat. Available immediately and ready to enjoy this summer.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding,Vinyl Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bedrooms(3),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 1,500

Heating & Cooling

  • Heating features: Propane,Baseboard,Forced Air,Zoned,Hot Water
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 3,000 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 000000213.0000001007.000
  • Lease amount: 0

Features

  • Private pool: Yes
  • Pool features: Child Proof,Heated,In Ground,Salt Water,Size(30'0 X 50'0),Vinyl
  • Patio & porch: Patio,Open Porch,Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: Lake,Wooded
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 1 Acres
  • Features: Pool,Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$449$5,388
Property Taxes $2,356$28,272
Electricity $495$5,949
Total$10,379$124,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$355,851/yr
40% on housing$311,370/yr
45% on housing$276,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 10930$324
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 10930$263
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$1,400,000
2025-06-16Listing removed$1,800,000
2024-11-21Listed for sale$1,800,000
2023-10-16Listing removed--
2023-08-24Listed for sale$1,950,000

For Sale by Agent

AgentJoseph Nadler
BrokerageLANDERBUILT REALTY LLC

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