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381 Route 32, Central Valley, NY, 10917

4beds
3baths
1,952sqft
$550,000
$282price/sqft
$4,179/moest. monthly cost
$167,160/yrincome needed

About This Home

"FINISH THE DREAM" - Set on a rare and expansive 1.2-acre parcel, this partially renovated residence presents a compelling opportunity to bring your vision to life in one of the area’s most desirable and commuter-friendly locations. With over $150,000 in upgrades already completed, much of the heavy lifting has been done—offering the perfect canvas for a buyer to step in and add their own finishing touches. The main level features a spacious layout with 4 bedrooms and 2.5 bathrooms, including a primary suite with a heated bathroom floor. Major improvements such as new windows, flooring, doors, plumbing, electric, and central A/C provide a strong foundation for the next phase of customization. A standout feature is the fully finished lower level, thoughtfully designed with a bedroom, full bath, living area, and kitchenette—ideal for an in-law suite, guest quarters, or flexible multi-generational living. Outdoors, the 1.2 acres open the door to endless possibilities—expand the existing footprint, create a resort-style backyard with a pool, add accessory structures, or simply enjoy the privacy and space rarely found at this price point. If you rather use a pool versus maintaining your own, residents have access to the nearby John B. Purke memorial pool. Perfectly positioned near everything Central Valley has to offer, including Woodbury Common Premium Outlets, LEGOLAND New York Resort, and Bear Mountain State Park, along with dining, schools, and convenient access to public transportation and major highways for an easy 1 hour commute to NYC. An added bonus: the seller is including a large inventory of materials to help complete the renovation, with flexibility to negotiate further work if desired. Whether you’re an end user looking to customize your dream home or an investor seeking your next value-add project, this is a rare chance to capitalize on location, land, and upside—all in one.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Advanced Framing Technique,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,In Basement,In Hall,Laundry Room,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom2

  • Level: Second

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Formal Dining,Other,Primary Bathroom,Storage,Walk Through Kitchen
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Hot Air,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,452
  • Total interior livable area: 1,952 sqft

Kitchen

  • Level: First

Lavatory

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3358092180000001037.0000000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Dog Run

Lot

  • Lot size: 1.20 Acres
  • Features: Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$151$1,812
Property Taxes $925$11,100
Electricity $322$3,871
Total$4,179$50,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,280/yr
40% on housing$125,370/yr
45% on housing$111,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 10917$313
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10917$212
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$599,000
2026-02-04Listing removed$650,000
2025-12-23Price change$650,000
2025-12-03Price change$560,000
2025-11-02Price change$599,000
2025-09-11Price change$625,000
2025-09-03Listed for sale$699,000
2023-07-05Sold$450,000
2023-03-31Pending sale$499,900
2023-03-07Price change$499,900
2023-02-28Price change$519,900
2023-02-15Price change$525,000
2023-01-16Price change$529,900
2022-12-20Price change$539,900
2022-12-01Listed for sale$549,900

For Sale by Agent

AgentAdam J Blankfort
BrokerageCorcoran Baer & McIntosh

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