190 Ridge Road, Highland Mills, NY, 10930
About This Home
Welcome to 190 Ridge Road in the heart of Highland Mills! Nestled on a beautiful 1-acre lot in the highly sought-after Monroe-Woodbury School District, this spacious 4-bedroom, 3.5-bath split-level home offers over 2,500 square feet of comfortable living space designed for both everyday living and entertaining. Step inside to discover an inviting open floor plan featuring cathedral and high ceilings, a stunning kitchen with a center island, granite countertops, stainless steel appliances, pantry, and eat-in dining area. The formal dining room and bright living spaces provide the perfect setting for gatherings with family and friends. The primary suite offers a private retreat with a walk-in closet and en-suite bath featuring a double vanity and soaking tub. A versatile office can easily serve as a fifth bedroom, guest room, or sitting room. The entry level features a formal living room with a masonry fireplace and pellet stove, ideal for relaxing on cool evenings. There is a huge family room on the lower level - great for entertaining or hanging with the family and friends! Additional features include central air, recessed lighting, ceiling fans, skylights, abundant storage, and a spacious laundry room. Enjoy the community town pool located in Central Valley or the "Rez" located within walking distance. Outside, your backyard oasis awaits! Spend summers enjoying the in-ground pool, while the expansive yard provides plenty of room for entertaining, gardening, or simply enjoying the peaceful surroundings. Watch the fireworks from your deck when the "Rez" Celebrates 4th of July! An oversized garage and private driveway offer ample parking and storage. Conveniently located just minutes from major highways, shopping, parks, and schools, this home combines privacy with everyday convenience. Don’t miss the opportunity to make this exceptional Highland Mills property your forever home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1964
Materials
- Foundation: Block,Concrete Perimeter,Slab
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Dryer,Exhaust Fan,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Oil Water Heater,Water Softener Owned
- Laundry features: Gas Dryer Hookup,In Bathroom,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bathroom1
- Level: First
Bathroom2
- Level: Third
Bathroom3
- Level: Third
Bedroom3
- Level: Third
Bedroom4
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Second
Family Room
- Level: Lower
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,High Ceilings,Kitchen Island,Open Kitchen,Pantry,Primary Bathroom,Recessed Lighting,Soaking Tub,Storage,Walk-In Closet(s)
- Window features: Bay Window(s),Blinds,Casement,Double Pane Windows,Screens,Skylight(s)
- Number of fireplaces: 1
- Fireplace features: Living Room,Masonry,Pellet Stove
- Fireplace: Yes
- Attic: Crawl,Pull Stairs,Scuttle,Storage
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Central Air
Interior Area
- Total structure area: 2,525
- Total interior livable area: 2,525 sqft
Kitchen
- Level: Second
Laundry
- Level: Second
Lavatory
- Level: Second
Living Room
- Level: First
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Office
- Level: Second
Property
Details
- Parcel number: 3358092360000005002.0000000
- Special condition: None
- Other equipment: Pool Equip/Cover
Features
- Levels: Multi/Split
- Private pool: Yes
- Pool features: Fenced,In Ground,Pool Cover,Vinyl
- Patio & porch: Covered,Deck
- Exterior features: Garden,Lighting,Mailbox,Rain Gutters
- Fencing: Chain Link,Partial,Vinyl
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 1 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Garage,Garage Door Opener,Oversized,Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $320 | $3,840 |
| Property Taxes | $1,683 | $20,196 |
| Electricity | $417 | $5,007 |
| Total | $7,476 | $89,712 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $999,998 |
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