See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

209 Prospect St, Canandaigua, NY, 14424

4beds
2baths
1,992sqft
$375,000
$188price/sqft
$2,949/moest. monthly cost
$117,960/yrincome needed

About This Home

This meticulously maintained home boasts character and charm. The welcoming entrance opens to the dining room setting the tone for warmth and comfort that's found throughout. The spacious living room is ideal for entertaining featuring a cozy gas fireplace and vaulted wood ceilings. In the kitchen you'll find beautiful countertops with ample prep space, and stainless steel appliances. The large first-floor office has plenty of natural light, a built-in desk and bookshelves, making it perfect for working from home. A first floor laundry is a bonus. This summer you will enjoy hosting cookouts on the back deck and relaxing on the front porch. This gem is walking distance to the Park, Downtown, Restaurants, School, the Hospital and minutes to the beach.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Stone
  • Construction materials: Blown-In Insulation,Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Den,Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Country Kitchen,Window Treatments,Convertible Bedroom,Programmable Thermostat
  • Window features: Drapes,Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 3202000830160002038000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Concrete Driveway,Deck

Lot

  • Lot size: 8,672 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 144

Parking

  • Total spaces: 1.5
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$134$1,608
Property Taxes $590$7,080
Electricity $329$3,950
Total$2,949$35,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,108/yr
40% on housing$88,470/yr
45% on housing$78,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 14424$253
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14424$197
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$375,000
2026-08-10Listed for sale$375,000
2026-08-08Pending sale$375,000
2026-07-29Price change$375,000
2026-07-13Listed for sale$415,000
2021-03-24Listing removed--
2019-07-26Sold$205,000
2019-05-14Pending sale$200,000
2019-04-27Listed for sale$200,000
2015-07-28Sold$182,000
2015-05-26Listed for sale$179,900
2011-07-08Sold$152,000
2011-06-07Pending sale$159,900
2011-05-06Listed for sale$159,900

For Sale by Agent

AgentGwen Marie Smith
BrokerageHoward Hanna

Similar Homes