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27 N Genesee St, Geneva, NY, 14456

3beds
2baths
2,036sqft
$162,000
$80price/sqft
$1,475/moest. monthly cost
$59,000/yrincome needed

About This Home

NEWLY RENOVATED, FULLY OCCUPIED 2 IN THIS POPULAR COLLEGE CITY! RENOVATIONS BY DESIGN TO REDUCE TENANT'S MONTHLY COST WHILE INCREASING OWNER'S EQUITY. ENERGY EFFICIENT HEAT PUMPS BOTH HEAT AND COOL THE UNITS, NEW METAL ROOF, NEW VINYL SIDING AND REPLACEMENT WINDOWS THROUGHOUT WILL BENEFIT BOTH THE TENANTS AND THE OWNER! THE FIRST FLOOR UNIT FURTHER BENEFITS FROM RECENT REMODELING OF THE BASEMENT ADDING AN EGRESS WINDOW FOR POSSIBLE 2ND BEDROOM. GENEROUS OFF-STREET PARKING IS PROVIDED IN THE REAR OF THE PROPERTY. PROPERTY IS WITHIN AN EASY WALK TO HOSPITAL, SCHOOLS, CITY PARKS AND SEVERAL POPULAR RESTAURANTS.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
6/10
Geneva Middle SchoolGrades 6-80.4 mi
5/10
Geneva High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Slab
  • Roof: Metal,Pitched
  • Construction materials: Aluminum Siding,Attic/Crawl Hatchway(s) Insulated,Frame,Spray Foam Insulation,Vinyl Siding,Wood Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup

Basement

  • Basement: Egress Windows,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Thermal Windows
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,036
  • Total interior livable area: 2,036 sqft

Property

Details

  • Parcel number: 32050009008200010260000000
  • Zoning description: Residential 2 Unit
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 6,969 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: Paved,Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $819$9,828
Home Insurance *$65$780
Property Taxes $255$3,060
Electricity $336$4,037
Total$1,475$17,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,571/yr
40% on housing$44,250/yr
45% on housing$39,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 14456$138
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14456$149
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$149,000
2026-07-17Price change$162,000
2026-06-22Listed for sale$176,500

For Sale by Agent

AgentGail L. Vanderbrook
BrokerageHoward Hanna

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