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257 W North St, Geneva, NY, 14456

4beds
2baths
1,688sqft
$224,900
$133price/sqft
$1,860/moest. monthly cost
$74,400/yrincome needed

About This Home

Enjoy Entertaining on the Large Back Deck or Relaxing on the Open Front Porch! Home is spacious with 4 bedroom, 2 full baths, formal dining, pocket doors, large living room, full walk up attic for storage, hard wood floors, 1st floor laundry, dbl kitchen closets, eat-in kitchen, built-in ramp to the back deck & shed. Delayed negotiations April 20,2026 at 2:00pm. Please allow 24 hrs for response.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
5/10
Geneva Middle SchoolGrades 6-80.3 mi
4/10
Geneva High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room
  • Window features: Thermal Windows
  • Flooring: Hardwood,Resilient,Varies

Heating

  • Heating features: Gas,Hot Water,Steam

Interior Area

  • Total structure area: 1,688
  • Total interior livable area: 1,688 sqft

Property

Details

  • Parcel number: 32050010400700020260000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Fence
  • Fencing: Partial

Lot

  • Lot size: 7,501 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$91$1,092
Property Taxes $354$4,248
Electricity $278$3,347
Total$1,860$22,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,771/yr
40% on housing$55,800/yr
45% on housing$49,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 14456$137
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14456$149
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$234,900
2004-12-02Sold$25,000

For Sale by Agent

AgentJennifer E. Fitzgerald
BrokerageLake To Lake Real Estate

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