48 Colt St, Geneva, NY, 14456
About This Home
This charming three-bedroom Cape Cod offers a fenced backyard, storage shed, and a convenient location close to everything Geneva has to offer. Built in 1915, this home blends rustic character with timeless appeal, featuring some hardwood floors, a beautiful mantel, and inviting living spaces. While the home could benefit from some updating, it offers a solid opportunity to add your own style and build equity. The spacious living room flows into a dining area and kitchen with attractive vinyl flooring, ample counter space, and all appliances included. Glass sliding doors lead to a generous deck overlooking the fenced backyard, creating a great space for relaxing or entertaining. The first floor features a large full bathroom with a walk-in tile shower, washer and dryer, and a spacious room that has previously served as a first floor bedroom, but can be used as a family room, home office, or additional living space. Upstairs are three comfortable bedrooms with classic Cape Cod ceilings. Additional highlights include off-street parking, a new furnace and hot water tank (2024), updated flooring, and fresh paint in several areas. Conveniently located within walking distance of downtown Geneva, Seneca Lake, Wegmans, the hospital, schools, and local restaurants.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1915
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Aluminum Siding,Pre-Cast Concrete,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Separate/Formal Dining Room,Entrance Foyer,Sliding Glass Door(s),Natural Woodwork,Bedroom on Main Level
- Door features: Sliding Doors
- Window features: Thermal Windows
- Flooring: Carpet,Hardwood,Luxury Vinyl,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,365
- Total interior livable area: 1,365 sqft
Property
Details
- Parcel number: 32050010401100030220000000
- Special condition: Standard
Features
- Patio & porch: Deck,Open,Porch
- Exterior features: Deck,Fully Fenced,Gravel Driveway
- Fencing: Full
Lot
- Lot size: 3,232 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 46 x 70
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Ontario County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $644 | $7,728 |
| Home Insurance * | $51 | $612 |
| Property Taxes | $200 | $2,400 |
| Electricity | $246 | $2,954 |
| Total | $1,141 | $13,692 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Listed for sale | $127,500 |
| 2026-08-04 | Pending sale | $127,500 |
| 2026-07-24 | Price change | $127,500 |
| 2026-07-20 | Price change | $134,900 |
| 2026-07-10 | Listed for sale | $139,000 |
| 2023-05-12 | Sold | $90,000 |
| 2023-03-02 | Pending sale | $94,900 |
| 2023-02-27 | Listed for sale | $94,900 |
| 2006-09-11 | Sold | $1,958 |
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