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75 Colt St, Geneva, NY, 14456

2beds
2baths
846sqft
$129,999
$154price/sqft
$1,159/moest. monthly cost
$46,360/yrincome needed

About This Home

Come see your future home or next investment property! This fully renovated 2 bedroom, 1.5 bath home has a true turnkey opportunity for both owner-occupants and investors. Thoughtful updates throughout including vinyl window, recently replaced roof, brand new hot water tank AND upgraded 200amp electrical service. Inside, you will find a beautifully updated kitchen and bathrooms, along with new flooring throughout , creating a fresh and modern feel. This home is ready for low maintenance living or immediate rental potential! The listing agent is the seller.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
Geneva Middle SchoolGrades 6-80.8 mi
4/10
Geneva High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Stone
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Solid Surface Counters
  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 846
  • Total interior livable area: 846 sqft

Property

Details

  • Parcel number: 32050010404200020300000000
  • Special condition: Standard

Lot

  • Lot size: 988.81 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 30 x 33

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$52$624
Property Taxes $204$2,448
Electricity $246$2,954
Total$1,159$13,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,737/yr
40% on housing$34,770/yr
45% on housing$30,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 14456$138
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14456$149
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$154,999
2025-07-17Sold$31,500
2025-06-13Pending sale$49,000
2025-05-02Listed for sale$49,000
2022-06-29Sold$15,000
2022-04-05Pending sale$25,000
2022-02-14Listed for sale$25,000
2021-05-24Listing removed--
2021-04-28Pending sale$20,900
2021-03-04Price change$20,900
2021-02-04Listed for sale$24,900
2020-05-13Listing removed$30,000
2020-03-09Listed for sale$30,000
2019-11-13Sold$29,000

For Sale by Agent

AgentDaytona T. Bailey
BrokerageKeuka Lake & Land Realty

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