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63 West St, Geneva, NY, 14456

4beds
2baths
1,407sqft
$210,000
$149price/sqft
$1,722/moest. monthly cost
$68,880/yrincome needed

About This Home

Welcome to 63 West Street in Geneva — a charming 4-bedroom, 1.5-bath home full of character and warmth. This property features beautiful natural woodwork, an open-concept layout, and a welcoming front porch perfect for relaxing. The fenced-in lot offers great space for pets, play, or entertaining. A perfect blend of classic charm and functional living, all conveniently located near downtown Geneva, schools, and local amenities.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Geneva Middle SchoolGrades 6-81.0 mi
4/10
Geneva High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1906

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Wood Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Range,Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Natural Woodwork
  • Flooring: Carpet,Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,407
  • Total interior livable area: 1,407 sqft

Property

Details

  • Parcel number: 32050010404800020560000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Fully Fenced,Gravel Driveway
  • Fencing: Full

Lot

  • Lot size: 4,099 sqft
  • Features: Irregular Lot,Near Public Transit,Residential Lot
  • Lot size dimensions: 41 x 100

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$85$1,020
Property Taxes $330$3,960
Electricity $246$2,954
Total$1,722$20,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,040/yr
40% on housing$51,660/yr
45% on housing$45,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 14456$137
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14456$149
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$210,000
2026-01-21Listed for sale$219,900
2025-09-07Listing removed$1,650
2025-08-24Listed for rent$1,650
2021-03-24Listing removed--
2019-10-07Listing removed$1,250
2019-08-12Listed for rent$1,250
2013-05-14Listing removed$71,500
2013-03-07Price change$71,500
2013-01-30Listed for sale$67,500
2010-10-08Listing removed$64,900
2010-05-08Price change$64,900
2010-04-05Listed for sale$67,500
2008-01-28Sold$24,000
2007-02-13Sold$33,696

For Sale by Agent

AgentSamantha R Minns
BrokerageYour Hometown Realty LLC

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