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75 High St, Geneva, NY, 14456

2beds
2baths
1,465sqft
$164,900
$113price/sqft
$1,404/moest. monthly cost
$56,160/yrincome needed

About This Home

OWNER VERY MOTIVATED!! PRICE DROP TO $164,900. Charming 2-bedroom home on High Street, conveniently located close to churches, shopping, and downtown amenities. The spacious living room flows into an adjoining office or den, offering flexible living space for work or relaxation. Upstairs features two bedrooms with oversized closets, plus an additional room perfect for a nursery, home office, or hobby space. Enjoy entertaining in the large dining area with sliding doors leading to a back deck complete with a covered pergola. Additional highlights include a full basement, small detached one-car garage, and a cozy backyard. Relax all summer long on the inviting front porch or private back deck!

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
Geneva Middle SchoolGrades 6-80.9 mi
5/10
Geneva High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1925

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Den,Separate/Formal Dining Room,Separate/Formal Living Room,Home Office
  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,465
  • Total interior livable area: 1,465 sqft

Property

Details

  • Parcel number: 32050010404900010080000000
  • Special condition: Standard

Features

  • Exterior features: Gravel Driveway

Lot

  • Lot size: 3,733 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 46 x 81

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$66$792
Property Taxes $259$3,108
Electricity $246$2,954
Total$1,404$16,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,137/yr
40% on housing$42,120/yr
45% on housing$37,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 14456$138
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14456$149
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$164,900
2026-06-08Listed for sale$175,000
2020-01-21Listing removed$1,200
2019-12-03Price change$1,200
2019-10-23Listed for rent$1,300
2019-07-25Sold$85,000
2019-06-17Pending sale$89,900
2019-06-02Listed for sale$89,900
2014-01-17Sold$76,000
2013-11-09Listed for sale$79,900
1997-10-10Sold$31,500
1997-06-30Sold$39,240

For Sale by Agent

AgentDonna Stivers
BrokerageFinger Lakes Prime Realty, LLC

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