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5450 Francis Shrs, Honeoye, NY, 14471

5beds
2baths
2,304sqft
$325,000
$141price/sqft
$2,686/moest. monthly cost
$107,440/yrincome needed

About This Home

This year round home is a rare find on Honeoye Lake! Imagine starting your mornings on the lake, watching the sunrise slowly brighten around you. This home sits on just over an acre, boasting a peaceful space and plenty of room to grow! New Trex welcoming stairs and a Trex Deck guide you into the kitchen and dining room-spaces that feel ready for shared meals, conversations, and the easy rhythm of everyday life. The Ranch layout includes three comfortable bedrooms with generous closets and a full bathroom that serves as a convenient laundry area. The living room opens to a beautiful lake view, the kind that naturally draws you in and becomes part of your daily backdrop. Whether it's morning light or evening reflections, the water brings a sense of calm to the entire home. Downstairs, the partially finished basement has the potential for an in-law suite, with two additional bedrooms, a full bath, and a kitchen with a stove an refrigerator. There's even room for a small dinette, making the space feel comfortable and self sufficient for guests or extended family. Outside the 3 bay garage provides 720 sq feet of parking storage, and workspace, enhanced by two new garage door openers and a new side entrance door. Behind it, an 11.8" x 24.5" "lean-to" has a perfect spot for lawn equipment, tools, or lake-day gear. The sq. footage of the home is 2304, different from Realist per the Appraiser who was recently there. This is a home where the lake becomes part of your daily rhythm, where the property is generous and welcoming, and every space invites you to slow down and enjoy the setting. Honeoye provides many places to launch your boat. You'll find many parks for recreation, ski slopes, restaurants, and local shops nearby. Lake living at it's best! Francis Shores has a $150.00 HOA Fee per year. Open House on Arpil 25th from 1-3 PM

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Honeoye Elementary SchoolGrades PK-52.3 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Country Kitchen,Kitchen/Family Room Combo,Other,See Remarks,Bedroom on Main Level,In-Law Floorplan,Main Level Primary
  • Flooring: Carpet,Hardwood,Laminate,Varies,Vinyl

Heating & Cooling

  • Heating features: Oil,Other,See Remarks,Hot Water
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Property

Details

  • Parcel number: 3222001640070001059211
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Gravel Driveway,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access,Deeded Access,Lake
  • Waterbody name: Honeoye Lake

Lot

  • Lot size: 1.10 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 246 x 212

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$152$1,824
Property Taxes $511$6,132
Electricity $380$4,569
Total$2,686$32,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,091/yr
40% on housing$80,580/yr
45% on housing$71,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 14471$267
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14471$240
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$364,999

For Sale by Agent

AgentMarjorie A Mincer
BrokerageHoward Hanna

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