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3127 State Route 21, Canandaigua, NY, 14424

4beds
3baths
2,152sqft
$339,900
$158price/sqft
$2,729/moest. monthly cost
$109,160/yrincome needed

About This Home

Nestled on 2.11 acres in the Town of Canandaigua, this spacious 4-bedroom, 2.5-bath Cape Cod offers over 2,100 square feet of living space with endless possibilities. The first floor features a primary suite, additional bedroom, convenient first-floor laundry, and an inviting living room with a gas fireplace. Upstairs you'll find two additional bedrooms and a half bath. Outside, enjoy a large yard with room to garden, play, or simply relax. A unique rear addition includes a dedicated pet wash station and flexible workspace that could continue serving animal lovers or be adapted for hobbies, storage, or a workshop. Lovingly maintained by the same family, this home is ready for its next chapter and offers the perfect opportunity to add your own personal touches in a desirable Canandaigua location. Please make life of offer good for 24 hours. Includes separate tax map number 322400-097-002-0001-049-000.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Carpet,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Zoned,Baseboard,Hot Water
  • Cooling features: Zoned,Central Air

Interior Area

  • Total structure area: 2,152
  • Total interior livable area: 2,152 sqft

Property

Details

  • Parcel number: 3224000970020001048000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 3.61 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 278 x 330

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Drought
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$121$1,452
Property Taxes $535$6,420
Electricity $355$4,267
Total$2,729$32,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,565/yr
40% on housing$81,870/yr
45% on housing$72,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 14424$253
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14424$197
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$325,000
2026-08-10Price change$325,000
2026-07-15Price change$339,900
2026-07-08Listed for sale$379,900
2004-08-11Sold$159,250

For Sale by Agent

AgentRobert O. Opett
BrokerageKeller Williams Realty Gateway

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