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548 White Springs Rd, Geneva, NY, 14456

3beds
3baths
3,035sqft
$369,000
$122price/sqft
$3,096/moest. monthly cost
$123,840/yrincome needed

About This Home

Here is your chance to own this refreshed and charming blue house with a great backyard on White Springs Road in the Town of Geneva! Updates include interior painting throughout, new carpeting, replaced main level half bathroom floor and vanity, exterior damaged siding/wood/insulation removed and replaced, roof repaired plus the brick exterior west and south sides of the house have been repainted! From the side porch enter the spacious kitchen with built in stove, separate cooktop, wet bar area and island with a view into the bright, sunken family room with gleaming floor, wall of shelving with cabinets, TV mounted above the fireplace and mini split unit....perfect for all your family and holiday gatherings! Conveniently located off the kitchen is a half bathroom, laundry room, coat closet and entrance to the garage. Also located off the kitchen is the bright sunroom that leads outside to the deck, which would be a great location for a hot tub! To the left of the kitchen is the formal dining room with wood floor and built in corner cabinet. Left of the dining room is the front door entrance with a fireplace that could be an office/library/study/crafting space. Straight off the dining room is the first floor bedroom with walk in closet and ensuite bathroom. Upstairs has a second full bathroom and two bedrooms, each with closets. The 2 car garage is large enough for your cars and lawn equipment. The large back yard has space for a variety of things such as gardens, a pool, swing-set, shed, dog run/chicken coop etc. Enjoy the open view and amazing sunsets!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Geneva Middle SchoolGrades 6-82.7 mi
5/10
Geneva High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1846

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Brick,Composite Siding,Other,Wood Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dryer,Dishwasher,Exhaust Fan,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Range Hood,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Wet Bar,Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Solid Surface Counters,Skylights,Natural Woodwork,Main Level Primary,Primary Suite
  • Window features: Skylight(s)
  • Flooring: Carpet,Hardwood,Laminate,Tile,Varies,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,035
  • Total interior livable area: 3,035 sqft

Property

Details

  • Parcel number: 3230001190150001021000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 0.61 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 136 x 196

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$149$1,788
Property Taxes $581$6,972
Electricity $501$6,018
Total$3,096$37,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,148/yr
40% on housing$92,880/yr
45% on housing$82,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 14456$137
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14456$149
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$369,000
2026-02-05Sold$225,000
2025-12-03Pending sale$249,900
2025-11-01Price change$249,900
2025-10-16Price change$289,900
2025-09-08Price change$299,000
2025-08-19Price change$339,900
2025-07-23Listed for sale$369,900
2018-01-05Sold$40,000
2008-01-15Sold$175,000

For Sale by Agent

AgentKristin R. Fay
BrokerageHoward Hanna

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