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4780 County Road 11, Rushville, NY, 14544

4beds
2baths
1,464sqft
$1,795,000
$1,226price/sqft
$13,109/moest. monthly cost
$524,360/yrincome needed

About This Home

ULTIMATE CANANDAIGUA LAKE DREAM HOME....LOCATION! LOCATION! LOCATION! RARE & PREMIUM LAKE LEVEL FEATURING 78' WATERFRONT......RIGHT ON THE WATER! MILLION DOLLAR VIEWS!!! Perfectly set up for waterfront entertaining!! Have a front-row seat for the 4th of July and Ring of Fire fireworks!!! This showstopper of a home impresses around every corner with sophisticated design and exceptional quality, focusing on those 180+ degree ultimate lake views! Impress family and friends when they arrive at the lake — gorgeous architectural lines and beautiful landscaping lead to the front door and those breathtaking lake views! The hallmark of this home is the ultimate fireplace great room with a wall of windows, open to the designer cook’s kitchen with custom cherry cabinetry, stainless steel appliances, and cherry floors. Convenient first-floor bath and office/potential bedroom too! The exceptional space and views continue upstairs… elevated lake views with four bedrooms, including the cathedral-ceiling owner’s bedroom with fireplace and balcony offering amazing lake views, plus a bath with marble tile. This is the ultimate in lake living, perfectly set up for entertaining with an expansive deck the entire length of the lot, permanent dock and boat station, two power jet ski lifts, one power platform lift (great for seniors or children to access the water), three-season canvas room with sides, waterfall feature, putting green, and more. The evening lighting is just beautiful! Additional separate lot includes a 12' x 12' outbuilding with electric plus parking for 7–8 vehicles! This is the ultimate Canandaigua Lake property to make lifelong memories forever! Nearby the City of Canandaigua with great shops and restaurants......CMAC entertainment venue. With easy access to the Wine Trail and the entire Finger Lakes Region. Short distance to Buffalo, Rochester, Syracuse and even NYC!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Refrigerator,See Remarks,Trash Compactor,Tankless Water Heater,Washer,Humidifier
  • Laundry features: Upper Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Den,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Great Room,Home Office,Living/Dining Room,Other,Pull Down Attic Stairs,See Remarks,Sliding Glass Door(s),Solid Surface Counters,Window Treatments,Programmable Thermostat
  • Door features: Sliding Doors
  • Window features: Drapes,Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Tile,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,464 sqft

Property

Details

  • Parcel number: 3232891410100001039120
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Deck,Patio
  • Exterior features: Awning(s),Blacktop Driveway,Balcony,Deck,Dock,Fully Fenced,Patio,Private Yard,See Remarks
  • Fencing: Full
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Canandaigua Lake
  • Frontage length: 78

Lot

  • Lot size: 5,823 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 77 x 75

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$960$11,520
Property Taxes $2,827$33,924
Electricity $246$2,954
Total$13,109$157,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$449,451/yr
40% on housing$393,270/yr
45% on housing$349,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,226This listing

vs Other Active Listings

Avg $/sqft

ZIP 14544$486
Ontario County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 14544$122
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$1,999,000
1996-02-07Sold$165,000

For Sale by Agent

AgentHoward Hanna, Richard J. Testa, Robert Testa, Howard Hanna
BrokerageHoward Hanna

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