




301 SILVER REEF Lane, Saint Augustine, FL, 32095
About This Home
Beautiful newer construction lakefront home in highly desirable St Johns County w best school districts! Brand new schools in neighborhood. K-8 & 9-12. Brand new hospital a few miles down the road. Only 16 miles away from downtown Historic St Augustine, beaches, dining, shopping. Home is approximately 5 years old (only 1 owner). A Spacious open floor plan w a 4 Bedroom, 2 Bath home offers modern updated living w stunning water Lake views from most windows and large 3 panel sliding glass door opening to screened in Lanai w open access from Master Suite. 4 Bedroom 2 Bath 3 Car Garage. Upgrades throughout. Crown Molding, tray ceilings, Recessed Lighting, Crystal Lighting throughout. Oversized Quartz kitchen island & Kitchen. Private Master Suite w walk in closet. His her sinks and large soaking tub. Walk in closet. Upgraded Vichy shower in Master shower. Resort style Community Pool w rock waterfall & fitness center. Playgrounds and walking trails. Stunning house priced to sell.
Getting Around
Schools
Construction
Condition
- Year built: 2021
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Freezer,Gas Cooktop,Gas Oven,Gas Water Heater,Ice Maker,Instant Hot Water,Microwave,Refrigerator,Tankless Water Heater,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central,Heat Pump,Hot Water
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,300 sqft
Property
Details
- Parcel number: 0237134600
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Pond
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Garage Door Opener,Secured
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,755 | $33,060 |
| Home Insurance * | $281 | $3,372 |
| Property Taxes | $670 | $8,040 |
| Electricity | $231 | $2,777 |
| Total | $3,937 | $47,244 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Price change | $545,000 |
| 2026-06-05 | Listed for sale | $579,900 |
| 2025-11-06 | Listing removed | $560,000 |
| 2025-09-23 | Listed for sale | $560,000 |
| 2025-02-20 | Listing removed | $585,000 |
| 2024-06-07 | Listed for sale | $585,000 |
| 2021-05-21 | Sold | $381,200 |
