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8 Cohocton St, Naples, NY, 14512

3beds
2baths
1,704sqft
$264,900
$155price/sqft
$2,149/moest. monthly cost
$85,960/yrincome needed

About This Home

Welcome to this spacious ranch located in the Village of Naples. Offering 3 bedrooms, 2 full baths and a home office. This property provides plenty of room to live and work comfortably. Enjoy a large family room, a bright eat-in kitchen which flows nicely into a separate dining room perfect for gatherings. Relax on the screened in porch overlooking a beautiful tulip tree and yard. hardwood floors run throughout and the bathrooms offer great potential for customization. The full concrete floor basement includes a workshop area for hobbies or storage. A bonus structure behind the home presents exciting possibilities for rental income or commercial use, as the property is located in a C-2 zoning district ( with proper permitting). A fenced in garden is ready for planting. With 1704 sq ft of one floor living space, this property offers flexibility, charm and opportunity!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Naples Elementary SchoolGrades PK-61.0 mi
6/10
Naples High SchoolGrades 7-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1956

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Guest Accommodations,Bedroom on Main Level,In-Law Floorplan
  • Flooring: Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 1,704 sqft

Property

Details

  • Parcel number: 3238012040050001040000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Blacktop Driveway,Porch

Lot

  • Lot size: 0.73 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 159 x 198

Parking

  • Total spaces: 1
  • Parking features: Attached,Electricity,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$112$1,344
Property Taxes $417$5,004
Electricity $281$3,379
Total$2,149$25,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,680/yr
40% on housing$64,470/yr
45% on housing$57,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 14512$268
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14512$195
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$264,900
2026-04-21Listed for sale$274,900
2026-03-10Listing removed--
2025-12-10Listed for sale$298,000
2022-09-07Sold$220,000
2014-06-18Sold$150,000
2011-10-16Listing removed$176,000
2011-09-15Price change$176,000
2011-06-18Listed for sale$180,000
1996-10-10Sold$108,000

For Sale by Agent

AgentLisa M Dittman
BrokerageHoward Hanna The Rohr Agency

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