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1399 Lake To Lake Rd, Geneva, NY, 14456

4beds
3baths
3,820sqft
$559,900
$147price/sqft
$4,570/moest. monthly cost
$182,800/yrincome needed

About This Home

Welcome to 1399 Lake to Lake Rd! Beautifully updated 1800’s farmhouse situated on a peaceful, private lot with mature landscaping. Ideal for entertaining with a spacious living room featuring vaulted ceilings and gas fireplace, plus a rear parlor perfect for a bar, game room, or pool table. Backyard oasis includes a patio, inground pool, and plenty of space for a future hot tub. All 4 bedrooms are located on the second floor. Spacious primary suite offers a separate dressing room with custom shoe shelving, large walk-in closet, and ensuite bath with double sink vanity. Large 2-car garage and additional outbuilding provide ample storage and workspace. A rare combination of historic charm, modern updates, and private outdoor living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Geneva Middle SchoolGrades 6-85.5 mi
5/10
Geneva High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Historic/Antique,Two Story
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Gas Oven,Gas Range,Propane Water Heater,Refrigerator,Range Hood,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Other,Pantry,Pull Down Attic Stairs,See Remarks
  • Flooring: Hardwood,Laminate,Tile,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating

  • Heating features: Propane,Baseboard,Forced Air

Interior Area

  • Total structure area: 3,820
  • Total interior livable area: 3,820 sqft

Property

Details

  • Parcel number: 3244001460000001009000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered,Porch
  • Exterior features: Gravel Driveway,Pool,Propane Tank - Leased

Lot

  • Lot size: 0.72 Acres
  • Features: Irregular Lot,Rural Lot
  • Lot size dimensions: 100 x 240

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$227$2,724
Property Taxes $881$10,572
Electricity $631$7,575
Total$4,570$54,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,685/yr
40% on housing$137,100/yr
45% on housing$121,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 14456$137
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14456$149
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$549,900
2026-05-22Listed for sale$559,900
2019-10-01Sold$375,000
2019-07-22Listed for sale$375,000
2019-07-13Pending sale$375,000
2019-06-25Price change$375,000
2019-06-11Listed for sale$389,000
2009-06-16Sold$72,000
2008-12-18Sold$106,800
2008-07-13Listed for sale$149,900

For Sale by Agent

AgentAdam S. LaFaro
BrokerageCentury 21 Steve Davoli RE

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