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105 Cliffside Dr, Canandaigua, NY, 14424

0beds
1baths
710sqft
$215,000
$303price/sqft
$1,748/moest. monthly cost
$69,920/yrincome needed

About This Home

Lakefront resort living with maintenance freedom and low taxes. Breathtaking views from oversized, private balcony. Spacious studio condo (or easily convert to one bedroom). Large, open living area facing lake and hills. Easy walk to beach and marina. HOA fee includes: beach with chaise lounges, fire pit and grill; tennis and pickleball courts, community center with fitness room, gathering room, library, playground, basketball and picnic tables. Boat slips available for rent. Minutes from Finger Lakes wine and beer trails, golfing, restaurants, Bristol Mountain and area amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Naples Elementary SchoolGrades PK-69.6 mi
6/10
Naples High SchoolGrades 7-129.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1974

Materials

  • Roof: Flat,Membrane,Rubber
  • Construction materials: Block,Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Separate/Formal Living Room
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Varies

Heating & Cooling

  • Heating features: Electric,Wall Furnace
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 710
  • Total interior livable area: 710 sqft

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 3246001680160001004105
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Balcony
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Canandaigua Lake
  • Frontage length: 250

Lot

  • Features: Rectangular,Rectangular Lot

Parking

  • Parking features: Assigned,No Garage,Open,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$77$924
Property Taxes $338$4,056
Electricity $246$2,954
Total$1,748$20,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,931/yr
40% on housing$52,440/yr
45% on housing$46,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 14424$254
Ontario County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 14424$197
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$215,000
2026-05-01Listed for sale$234,900
2026-05-01Listing removed$234,900
2026-02-05Price change$234,900
2025-10-08Listed for sale$239,900
2025-01-22Sold$205,000
2024-12-16Pending sale$219,900
2024-11-07Price change$219,900
2024-10-18Price change$220,500
2024-10-07Price change$221,500
2024-08-28Price change$222,500
2024-08-06Listed for sale$224,900
2016-08-26Sold$155,000
2016-07-08Pending sale$169,900
2016-06-16Listed for sale$169,900

For Sale by Agent

AgentTamara L. Benziger
BrokerageCaprini Realtors

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