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577 Wood Road, Mahopac, NY, 10541

2beds
1baths
759sqft
$385,000
$507price/sqft
$3,001/moest. monthly cost
$120,040/yrincome needed

About This Home

Beautifully updated and full of charm, this 2-bedroom, 1-bath home offers the ease of one-floor living set on one private acre of absolute serenity. Every detail has been attended to, from the brand-new siding to the brand-new roof and newly sealed driveway providing excellent curb appeal. Step inside to a spacious living room with hardwood floors that flow seamlessly into the dining area, creating a warm and inviting space for everyday living. The renovated kitchen features stainless steel appliances, generous cabinet and counter space, vaulted ceilings, and distinctive arched details that add unique character. Recent interior improvements also include a completely updated kitchen and bathroom. Relax in the beautiful garden, surrounded by total privacy and serenity. Enjoy exclusive access to Dixon Lake and direct proximity to protected New York State land, offering hiking and outdoor recreation just beyond your backyard.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
5/10
Mahopac Middle SchoolGrades 6-103.6 mi
7/10
Mahopac High SchoolGrades 7,9-123.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Refrigerator
  • Laundry features: Washer/Dryer Hookup,In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath
  • Flooring: Hardwood
  • Attic: None

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 759
  • Total interior livable area: 759 sqft

Property

Details

  • Parcel number: 37200005400500010050000000
  • Special condition: None
  • Exclusions: Kitchen Arch and Dining Area Chandellier

Features

  • Patio & porch: Patio
  • Exterior features: Garden
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 1.01 Acres
  • Features: Front Yard,Garden,Landscaped,Level,Near School,Near Shops,Private,Stone/Brick Wall

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Putnam County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$129$1,548
Property Taxes $680$8,160
Electricity $246$2,954
Total$3,001$36,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,891/yr
40% on housing$90,030/yr
45% on housing$80,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 10541$321
Putnam County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 10541$329
Putnam County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$385,000
2012-11-30Sold$200,000
2012-11-27Listed for sale$225,000
2012-08-31Listing removed$225,000
2012-06-29Listed for sale$225,000
2002-08-05Sold$172,500

For Sale by Agent

AgentChristine Ricci
BrokerageKeller Williams NY Realty

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