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21 Jackson Road, Mahopac, NY, 10541

3beds
3baths
2,293sqft
$648,900
$283price/sqft
$5,024/moest. monthly cost
$200,960/yrincome needed

About This Home

If you are looking for a well maintained unique home that offers privacy, consider viewing this Ranch style home near Lake Kirk. It's located on a private road in a beautiful neighborhood and is situated on just under 1 acre (0.93). The neighborhood has access to the lake. This home offers 3 bedrooms, 3 baths and 2 fireplaces with a large open dining/family room, a finished basement with a summer kitchen and wine cellar. It has hardwood floors, custom-designed ceilings, crown moldings, recessed lighting, skylights and oversize windows. You will also enjoy sitting on the large rear deck on a summer evening, which overlooks a large back yard and wooded area. There is a large second deck off the kitchen that is perfect for entertaining. If you like gardening you will enjoy an awesome backyard that has two sheds, a fenced in garden area and there is an apple, pear and peach tree to enjoy. There are 2 nearby golf courses: Putnam CC which is public and Mahopac CC which is private. Along with enjoying the lake there are bike paths, hiking trails and tennis courts in the area. There are also many award-winning restaurants nearby to choose from. Commuting is easy by train or highway, the Metro-North Croton Falls Station offers a close and easy commute to NYC. Mahopac is an awesome place to live, located just 50 miles from NYC.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Mahopac Middle SchoolGrades 6-81.4 mi
7/10
Mahopac High SchoolGrades 7-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1947

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 1947

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: In Basement

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Crown Molding,Eat-in Kitchen,Formal Dining,Granite Counters,Kitchen Island,Open Floorplan,Primary Bathroom,Recessed Lighting,Storage,Walk Through Kitchen
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Full

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,293
  • Total interior livable area: 2,293 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 37200006401500010430000000
  • Special condition: None

Features

  • Levels: Two
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 0.93 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Putnam County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$219$2,628
Property Taxes $1,146$13,752
Electricity $378$4,547
Total$5,024$60,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,251/yr
40% on housing$150,720/yr
45% on housing$133,973/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 10541$320
Putnam County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 10541$329
Putnam County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$648,900
2025-08-11Listing removed$699,000
2025-08-05Listed for sale$699,000
2025-07-26Listing removed$699,000
2025-04-14Price change$699,000
2024-11-25Listed for sale$774,999
2024-07-26Listing removed$774,999
2024-07-26Price change$774,999
2024-05-17Listed for sale$799,999
2024-01-19Listing removed--
2023-07-18Listed for sale$799,999
2023-02-14Listing removed--
2022-08-15Listed for sale$899,000
1997-01-22Sold$95,000
1996-08-05Sold$139,400

For Sale by Agent

AgentRichard Cornell
BrokerageHoward Hanna Rand Realty

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