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64 Lillian Road, Mahopac, NY, 10541

2beds
2baths
2,009sqft
$1,100,000
$548price/sqft
$8,208/moest. monthly cost
$328,320/yrincome needed

About This Home

BOAT! SWIM! FISH! TENNIS! GOLF! Experience lakefront living at its finest in this cedar-sided Contemporary on the shores of beautiful Kirk Lake, a motorboat-friendly lake nestled within the scenic NYC Reservoir region with 152' of prime lakefront! Designed to capture spectacular water views, this special home features an open-concept floor plan highlighted by a dramatic two-story "Great Room" that seamlessly combines the kitchen, dining area, and living room. Walls of glass frame the lake and open to an expansive entertainment deck where you can enjoy breathtaking sunsets over the water. The first floor offers a spacious oversized bedroom with cathedral ceilings and convenient access to a full bath. Upstairs, the entire second level is dedicated to a luxurious primary suite featuring a large walk-in closet, full bath, private office overlooking the lake, and a spectacular viewing deck with panoramic water views. What truly sets this property apart is its exceptional setting. Located on a private dead-end road, this rare lakefront retreat offers unparalleled privacy, level usable land, and coveted western exposure with long, sweeping views across "KIRK LAKE". Step outside to your own waterfront paradise complete with a large boat dock, private swimming area, and direct access to endless recreation. Enjoy boating, swimming, fishing, kayaking, paddleboarding, water skiing, and unforgettable summer days right from your backyard. The lifestyle continues beyond the lake, with two nearby golf courses, multiple tennis and pickleball facilities, a 50-mile bike trail, and an abundance of fine dining options just minutes away. Conveniently located only one hour from New York City and easily accessible via the Taconic State Parkway, I-684, and Metro-North Railroad. A rare opportunity to own a private waterfront getaway—just in time for summer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Mahopac Middle SchoolGrades 6-101.4 mi
7/10
Mahopac High SchoolGrades 7,9-121.7 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer,Geothermal Water Heater,Indirect Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Ceilings,Open Floorplan,Open Kitchen
  • Flooring: Hardwood
  • Attic: Partial

Heating & Cooling

  • Heating features: Hydro Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,009
  • Total interior livable area: 2,009 sqft

Property

Details

  • Parcel number: 37200006401500010540000000
  • Special condition: None

Features

  • Patio & porch: Deck
  • Exterior features: Boat Slip,Dock
  • Has view: Yes
  • View description: Lake,Mountain(s),Panoramic,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Water Access,Waterfront
  • Frontage length: 150'

Lot

  • Lot size: 0.48 Acres
  • Features: Level,Near Golf Course,Near School,Near Shops,Private,Views

Parking

  • Parking features: Driveway,Off Street,Parking Lot,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Putnam County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$371$4,452
Property Taxes $1,943$23,316
Electricity $332$3,984
Total$8,208$98,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,417/yr
40% on housing$246,240/yr
45% on housing$218,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$548This listing

vs Other Active Listings

Avg $/sqft

ZIP 10541$313
Putnam County$327

vs Homes Sold Last Month

Median $/sqft

ZIP 10541$329
Putnam County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$1,100,000
2026-07-03Listing removed$1,100,000
2026-06-29Listed for sale$1,100,000
2026-06-18Listing removed$1,100,000
2026-06-11Listed for sale$1,100,000
2025-04-13Listing removed$4,500
2025-03-17Listed for rent$4,500
2024-08-05Listing removed--
2024-07-22Listed for rent$3,500
2023-07-31Listing removed--
2023-07-23Listed for rent$3,500
2022-08-08Listing removed--
2022-07-15Listed for rent$3,495
2019-07-25Listing removed$2,295
2019-07-10Listed for rent$2,295
2018-08-24Listing removed$2,100
2018-07-14Listed for rent$2,100
2017-08-20Listing removed$2,000
2017-08-09Price change$2,000
2017-07-17Listed for rent$2,250
2016-08-21Listing removed$2,200
2014-08-13Listing removed$1,900
2014-07-19Listed for rent$1,900
2013-08-23Listing removed$1,850
2013-08-20Listed for rent$1,850
2002-11-14Sold$580,000

For Sale by Agent

AgentGary Margolis
BrokerageColdwell Banker Realty

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