204 Cherry Hill Road, Carmel, NY, 10512
About This Home
Mahopac Schools! TWO ENTIRELY SEPERATE HOUSES ALL ON ONE LOVELY SETTING!! Unique Mother/daughter home is one-of-a-kind quasi two-family property, situated on 1.5 lush acres in Carmel, NY! MAIN HOME offer 5 Bedrooms/3.1 baths expanded raised ranch! Designed with an open and inviting layout, it features a formal living room with vaulted ceilings and a sun-filled kitchen that flows effortlessly into the dining area. This kitchen is thoughtfully equipped with a center island, granite countertops, and a breakfast bar, with doors leading to a private 16' x 32' mahogany deck overlooking a resort-style saltwater semi above-ground pool 16' x 40'. The primary suite serves as a true at-home retreat with a dedicated seating area, large dual walk-in closets, and a luxurious en-suite bath complete with a jacuzzi tub and double vanity. Three additional bedrooms and a full hall bath. The lower level adds even more versatility with a large family room, a 5th bedroom, and a full bathroom, offering the perfect setup for guests with direct access to an expansive covered patio. IN-LAW HOME is a fully independent, colonial-style residence with its own private entrance and patio. This isn't just an apartment; it is a complete home featuring a well-designed main level with a living room, dining room, fully equipped kitchen, and powder room. The upper level offers two bright bedrooms and a full hall bath, while the finished basement provides a third full bathroom, laundry room, and additional living space with direct access to the outdoors. Modern essentials include a whole-house Generac propane generator, hardwood floors, recessed lighting, new boiler and new roof. Located close to schools and restaurants, this extraordinary property is a rare opportunity for multi-generational living or those seeking a private guest-quarters!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1977
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
- Laundry features: In Basement,Laundry Room,Multiple Locations
Basement
- Has basement: Yes
- Basement: Finished,Full,See Remarks
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Cathedral Ceiling(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,His and Hers Closets,In-Law Floorplan,Kitchen Island,Natural Woodwork,Open Floorplan,Open Kitchen,Primary Bathroom,Recessed Lighting,Storage
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Basement
- Fireplace: Yes
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Central Air,Ductless
Interior Area
- Total structure area: 4,798
- Total interior livable area: 4,798 sqft
Other
- Level: First
Other
- Level: Second
Other
- Level: Other
Other
- Level: Other
Other
- Level: Other
Property
Details
- Parcel number: 37200006601300010110000000
- Special condition: None
- Other equipment: Generator,Pool Equip/Cover
- Exclusions: 2nd freezer,reverse osmosis
Features
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck,Patio
- Exterior features: Garden
- Fencing: Back Yard
Lot
- Lot size: 1.48 Acres
- Features: Back Yard,Cleared,Front Yard,Garden,Landscaped,Near School,Private
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $335 | $4,020 |
| Property Taxes | $1,588 | $19,056 |
| Electricity | $792 | $9,514 |
| Total | $7,260 | $87,120 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $1,199,000 |
| 2026-03-26 | Listed for sale | $1,399,000 |
| 1993-07-08 | Sold | $225,000 |
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