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110 Wayacross Road, Mahopac, NY, 10541

4beds
2baths
1,948sqft
$709,500
$364price/sqft
$5,400/moest. monthly cost
$216,000/yrincome needed

About This Home

Please DO NOT DISTURB the occupants, contact with occupants is prohibited. Opportunity to own a charming raised ranch offering just under 2,000 square feet of comfortable living space. This well-proportioned home features four bedrooms and two full bathrooms, providing flexibility for a variety of living arrangements. The finished lower level includes an additional room, ideal for a home office, guest space, or recreation area. The property is further enhanced by off-street parking, including a two-car garage and an extended driveway that accommodates additional vehicles with ease. A spacious yard offers the perfect setting for outdoor entertaining, family gatherings, or future enhancements. Ideally situated in a prime location, the home is just moments from public transportation and a selection of dining options. With convenient access to nearby highways, the property is especially commuter-friendly, allowing for efficient daily travel. Listed while occupied, no showings allowed. Offered strictly "as-is", this property is subject to no contingencies or inspections. The buyer will be responsible for obtaining possession of the property upon closing. No interior photos available.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
7/10
Mahopac High SchoolGrades 7-121.7 mi
5/10
Mahopac Middle SchoolGrades 6-81.8 mi

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Bathroom
  • Attic: Crawl

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,948
  • Total interior livable area: 1,948 sqft

Property

Details

  • Parcel number: 37200007401600010120000000
  • Special condition: Auction

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters in Putnam County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,587$43,044
Home Insurance *$239$2,868
Property Taxes $1,253$15,036
Electricity $321$3,863
Total$5,400$64,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,142/yr
40% on housing$162,000/yr
45% on housing$144,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 10541$318
Putnam County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 10541$329
Putnam County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2010-09-10Sold$390,000
2010-04-29Listed for sale$419,000
1993-01-28Sold$219,000

Unknown Listed By

AgentJonathan D. Gineo
BrokerageJonathan D. Gineo

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