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828 Troy Cir, Billings, MT, 59105

5beds
3baths
3,300sqft
$649,000
$197price/sqft
$4,203/moest. monthly cost
$168,120/yrincome needed

About This Home

Exceptional 5 bedroom, 3 bath home with over 3300 sqft and full basement. Large windows fill the home with abundant natural light highlighting stunning Brazilian Cherry hardwood floors and spacious living areas. The luxurious primary suite features his/her walk-in closets, soaking tub and walk-in shower. The main floor laundry adds every day convenience. Step out back to your private retreat with a heated inground pool, water slide, large covered deck, 12x20 louvered pergola with lights all designed to entertain. Landscaped lot is near 1/2 acre with UG sprinklers and full vinyl fenced back yard. Recently had over $200k in exterior upgrades with new PVC deck with storage area below, concrete patio, new LP Smartside siding, new doors and new 50 year roof. Plus a $60k solar system which covers all but the minimum NWE billing! Great Heights location with schools, parks & shopping close.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
6/10
4/10
Skyview High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Oven,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Sound System,Wired for Sound
  • Finished area above ground: 1,650

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,300 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: C09340
  • Zoning description: R7500 – Residential-7500

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Deck,Sprinkler/Irrigation,Pool,Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.46 Acres
  • Features: Cul-De-Sac,Landscaped,Level,Secluded,Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Attached,Additional Parking,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $406$4,872
Property Taxes $290$3,480
Electricity $226$2,719
Total$4,203$50,436

Income You'd Need if You Spent...

35% on housing$144,102/yr
40% on housing$126,090/yr
45% on housing$112,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$163
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$649,000
2017-08-18Sold--
2017-07-14Pending sale$325,000
2017-07-13Listed for sale$325,000

For Sale by Agent

AgentMichelle Garton
BrokerageeXp Realty, LLC - Billings

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