




2 Victor Lane, Carmel, NY, 10512
About This Home
Mahopac Central School District. On the market for the first time in over 30 years! Pull up a long private driveway into your own wooded sanctuary in the coveted Cherry Hill neighborhood of Carmel. This 4-bed, 3-bath alpine contemporary sits on 1.67 level acres, perched on a ridge where fall and winter bring views of Croton Falls Reservoir, and spring and summer transform the grounds into a nature lover's and gardener's dream — raspberry bushes, bald eagle sightings, birdwatching, open sky, and space to grow. No curtains no problem — dramatic vaulted ceilings and oversized architectural windows flood every room with natural light, even in the walkout basement which features windows and natural light — a rare find. Gather around the fireplace at the heart of the home, then step outside to a pergola deck and above-ground pool with own deck, visible from the primary bedroom. Multigenerational potential in walkout basement. Croton Falls Reservoir fishing and boating access. Lake Mahopac boat rentals nearby. The famous North Salem Farmers Market just down the road! Home and roof recently washed, gutters cleaned. Updated boiler and oil tank. 2-car garage. Cul-de-sac — neighbors who respect your space. Minutes from Croton Falls Metro-North — brand new parking, no waitlist. Bring your vision!
Getting Around
Schools
Construction
Condition
- Year built: 1978
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Electric Range,ENERGY STAR Qualified Appliances,Refrigerator,Stainless Steel Appliance(s),Washer,Oil Water Heater
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: Second
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- First Floor Full Bath,Central Vacuum,Chandelier,Eat-in Kitchen,Formal Dining,High Ceilings,His and Hers Closets,Open Kitchen,Original Details
- Window features: Floor to Ceiling Windows,Oversized Windows,Skylight(s),Wall of Windows,Wood Frames
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room,Masonry,Wood Burning
- Fireplace: Yes
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 1,942
- Total interior livable area: 1,942 sqft
Kitchen
- Level: First
Laundry
- Level: Basement
Living Room
- Level: First
Property
Details
- Parcel number: 37200007700500020250000000
- Attached to another structure: Yes
- Special condition: None
Features
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck
- Exterior features: Garden
- Has view: Yes
- View description: Trees/Woods,Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 1.67 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,463 | $41,556 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $1,210 | $14,520 |
| Electricity | $320 | $3,851 |
| Total | $5,248 | $62,976 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $685,000 |
| 1995-12-28 | Sold | $275,000 |
