91 Livingston Road, Carmel, NY, 10512
About This Home
Wow! Just in time to make it your own. This beautifully renovated home in desirable Lake Carmel is nearing completion, giving buyers a rare opportunity to personalize the finishing touches. Customize your dream kitchen, select bathroom finishes, and choose your preferred paint colors before construction is complete. Enjoy the peace of mind of a fully renovated home with the chance to add your own style and vision. Don’t miss this exceptional opportunity to own a like-new home tailored to your taste. Just moments from your doorstep, experience the lifestyle Lake Carmel is known for, with access to swimming, fishing, boating, pristine sandy beaches, and a scenic walking trail that gracefully surrounds the lake. Ideally situated near the town hall, library, shopping, and dining, with convenient access to I-84 and Metro-North, this home offers the perfect blend of peaceful lakeside living and commuter-friendly convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1945
Materials
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Microwave,Refrigerator
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Primary Bathroom,Master Downstairs
- Door features: ENERGY STAR Qualified Doors
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Forced Air,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,916
- Total interior livable area: 1,916 sqft
Property
Details
- Parcel number: 37220002204900010080000000
- Special condition: None
Features
- Levels: Two
Lot
- Lot size: 5,663 sqft
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $1,058 | $12,696 |
| Electricity | $316 | $3,799 |
| Total | $4,625 | $55,500 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $599,000 |
| 2025-09-18 | Sold | $285,000 |
| 2015-11-29 | Listing removed | $1,800 |
| 2015-11-16 | Listed for rent | $1,800 |
View on Zillow