21 Sussex Road, Carmel, NY, 10512
About This Home
Welcome to 21 Sussex Road, a charming 2-bedroom, 2-bath home that lives much larger. Huge eat-in kitchen with tons of cabinet space, tile counters, and brick backsplash. Living room includes a cozy wood-burning fireplace and dining area for family gatherings. A powder room with bidet completes the first floor layout. Second floor boasts two bedrooms plus two flexible bonus rooms (den/office/media room) and a large bathroom with soaking Jacuzzi tub and shower stall. The front porch provides a peaceful spot to unwind, and the backyard patio is the perfect place for grilling, entertaining, or enjoying the fresh air. Lake rights provide an additional opportunity for outdoor enjoyment. This home is the perfect mix of charm and easy living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Unknown
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Washer/Dryer Hookup
Bathroom1
- Level: Second
Bathroom2
- Level: First
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Den
- Level: Second
Features
- Bidet,Eat-in Kitchen,Entrance Foyer,Soaking Tub,Tile Counters
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Oil
- Cooling features: None
Interior Area
- Total structure area: 972
- Total interior livable area: 972 sqft
Kitchen
- Level: First
Living Room
- Level: First
Office
- Level: Second
Property
Details
- Parcel number: 37220002207400010330000000
- Special condition: None
Lot
- Lot size: 10,019 sqft
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $750 | $9,000 |
| Electricity | $246 | $2,954 |
| Total | $3,303 | $39,636 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $425,000 |
| 2001-08-23 | Sold | $219,500 |
| 2000-06-15 | Sold | $200,000 |
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