




26 Roslyn Road, Carmel, NY, 10512
About This Home
Welcome to this charming 2-bedroom, 1.5-bath ranch style home situated on a beautifully manicured, level corner lot at the end of a quiet dead-end road, offering views of Lake Carmel . A stone throw away from the water. Step onto the natural stone wraparound patio and into a spacious living area that flows seamlessly into the inviting dine-in kitchen. The kitchen features solid wood cabinetry, soft-close drawers, granite countertops, and stainless steel appliances, making it both stylish and functional. The first-floor primary bedroom includes a cedar-lined closet and a convenient half bath, with the potential to expand into a full bath thanks to an adjacent closet that could accommodate a stand-up shower. A generously sized second bedroom, also with a cedar-lined closet, and a spacious full bathroom featuring a Jacuzzi-style soaking tub with tile surround, vanity, and linen storage complete the main level. Upstairs, you’ll find two additional bonus rooms that are perfect for a home office, den, nursery, or creative space. The walk-out lower level includes a partially finished basement with over 7-foot ceilings and an extra room previously used as a music and exercise room, providing even more flexibility. The home includes seasonal beach passes to Lake Carmel and is conveniently located near shopping, restaurants, the library, and Interstate 84, offering both peaceful living and easy access to everyday amenities.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen
- Attic: Finished,Full,Stairs,Walkup
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,216
- Total interior livable area: 1,216 sqft
Property
Details
- Parcel number: 37220002208200010240000000
- Special condition: None
Features
- Fencing: Wood
- On waterfront: Yes
- Waterfront features: Beach Access,Lake Front,Lake Privileges,Water Access,Waterfront
Lot
- Lot size: 9,148 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $777 | $9,324 |
| Electricity | $246 | $2,954 |
| Total | $3,411 | $40,932 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $439,999 |
| 2026-06-17 | Listed for sale | $450,000 |
| 2022-04-20 | Sold | $335,000 |
| 2022-02-23 | Pending sale | $329,900 |
| 2022-01-31 | Listed for sale | $329,900 |
| 2021-12-08 | Listing removed | -- |
| 2021-10-20 | Listed for sale | $309,000 |
| 2007-05-17 | Sold | $270,000 |
