See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

26 Roslyn Road, Carmel, NY, 10512

2beds
2baths
1,216sqft
$439,999
$362price/sqft
$3,411/moest. monthly cost
$136,440/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1.5-bath ranch style home situated on a beautifully manicured, level corner lot at the end of a quiet dead-end road, offering views of Lake Carmel . A stone throw away from the water. Step onto the natural stone wraparound patio and into a spacious living area that flows seamlessly into the inviting dine-in kitchen. The kitchen features solid wood cabinetry, soft-close drawers, granite countertops, and stainless steel appliances, making it both stylish and functional. The first-floor primary bedroom includes a cedar-lined closet and a convenient half bath, with the potential to expand into a full bath thanks to an adjacent closet that could accommodate a stand-up shower. A generously sized second bedroom, also with a cedar-lined closet, and a spacious full bathroom featuring a Jacuzzi-style soaking tub with tile surround, vanity, and linen storage complete the main level. Upstairs, you’ll find two additional bonus rooms that are perfect for a home office, den, nursery, or creative space. The walk-out lower level includes a partially finished basement with over 7-foot ceilings and an extra room previously used as a music and exercise room, providing even more flexibility. The home includes seasonal beach passes to Lake Carmel and is conveniently located near shopping, restaurants, the library, and Interstate 84, offering both peaceful living and easy access to everyday amenities.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
7/10
Carmel High SchoolGrades 9-122.9 mi
8/10
Kent Primary SchoolGrades K-42.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen
  • Attic: Finished,Full,Stairs,Walkup

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: 37220002208200010240000000
  • Special condition: None

Features

  • Fencing: Wood
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake Front,Lake Privileges,Water Access,Waterfront

Lot

  • Lot size: 9,148 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters in Putnam County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$164$1,968
Property Taxes $777$9,324
Electricity $246$2,954
Total$3,411$40,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,948/yr
40% on housing$102,330/yr
45% on housing$90,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 10512$298
Putnam County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 10512$282
Putnam County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$439,999
2026-06-17Listed for sale$450,000
2022-04-20Sold$335,000
2022-02-23Pending sale$329,900
2022-01-31Listed for sale$329,900
2021-12-08Listing removed--
2021-10-20Listed for sale$309,000
2007-05-17Sold$270,000

For Sale by Agent

AgentRyan C. Schwarz
BrokerageHoulihan Lawrence Inc.

Similar Homes