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6 Dellacona Road, Kent Lakes, NY, 10512

3beds
1baths
1,050sqft
$419,999
$400price/sqft
$3,266/moest. monthly cost
$130,640/yrincome needed

About This Home

Opportunity awaits. Situated on a flat lot with lake rights in Carmel, this 1,050 sq ft home is ideal for buyers with vision. The current home offers a functional layout, including a compact kitchen, comfortable living space, and a flexible upper level. The home is move-in ready as enjoyed today, while also offering the opportunity to expand or customize over time. Recent improvements include a newer washer and dryer, a roof replaced in June 2023 with a 15-year transferable warranty, and a water heater replaced in April 2026 with a 6-year transferable warranty. The real value lies in the property itself—usable land with future potential. Whether you’re looking for a starter home, an investment opportunity, or a place to grow into, this property offers a strong foundation. Bring your ideas and make it your own. Buyer to verify all information and potential uses with the town.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
6/10
Carmel High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,Open Kitchen,Master Downstairs
  • Flooring: Combination,Laminate
  • Attic: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 37220003307400020420000000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters in Putnam County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$156$1,872
Property Taxes $741$8,892
Electricity $246$2,954
Total$3,266$39,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,977/yr
40% on housing$97,980/yr
45% on housing$87,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 10512$299
Putnam County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 10512$282
Putnam County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$429,000
2026-04-21Listing removed--
2026-03-06Listed for sale$429,999
2026-03-02Listing removed$429,000
2026-01-03Listed for sale$429,000
2025-12-23Listing removed$429,000
2025-10-09Price change$429,000
2025-08-31Listed for sale$439,999
2006-03-27Sold$295,000
1998-11-17Sold$85,000
1998-06-11Sold$125,000

For Sale by Agent

AgentAnton C. Sattler
BrokerageHoward Hanna Rand Realty

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