35 Birch Trail, Carmel, NY, 10512
About This Home
Full of character and timeless charm, this unique property offers a peaceful rustic setting in a quiet neighborhood while remaining conveniently close to grocery shopping and everyday essentials. Thoughtful recent improvements provide added value and peace of mind, including a new roof, well pump, water filter, water softener, septic tank, and driveway. Combining country appeal with modern updates, this property presents an excellent opportunity to enjoy a distinctive home in a desirable location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1938
Materials
- Foundation: Block
- Construction materials: Log Siding,Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Convection Oven,Cooktop,Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Range,Exhaust Fan,Freezer,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Tankless Water Heater,Water Purifier Owned,Water Softener Owned
- Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Hall,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Bidet,Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Natural Woodwork,Open Floorplan,Original Details,Quartz/Quartzite Counters,Recessed Lighting,Storage
- Window features: Screens,Skylight(s)
- Flooring: Other,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Attic: Crawl,Partial
Heating & Cooling
- Heating features: Baseboard,Hot Water,Oil
- Cooling features: Ductless,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,230
- Total interior livable area: 1,230 sqft
Property
Details
- Parcel number: 37220004400600020560000000
- Special condition: None
Features
- Patio & porch: Deck,Patio
- Exterior features: Lighting,Mailbox
- Fencing: None
- Has view: Yes
- View description: Neighborhood,Trees/Woods
Lot
- Lot size: 0.30 Acres
Parking
- Total spaces: 4
- Parking features: Driveway,Garage,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $777 | $9,324 |
| Electricity | $246 | $2,954 |
| Total | $3,411 | $40,932 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $440,000 |
| 2021-10-08 | Sold | $315,000 |
| 2021-08-20 | Pending sale | $315,000 |
| 2021-06-26 | Listed for sale | $315,000 |
| 2017-07-27 | Sold | $235,000 |
| 2017-05-26 | Pending sale | $250,000 |
| 2017-02-27 | Listed for sale | $250,000 |
| 2011-03-08 | Listing removed | $225,000 |
| 2011-03-07 | Listed for sale | $225,000 |
| 2008-10-17 | Sold | $200,000 |
| 1999-08-06 | Sold | $142,000 |
View on Zillow