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19 Ravina Road, Patterson, NY, 12563

1beds
1baths
975sqft
$350,000
$359price/sqft
$2,783/moest. monthly cost
$111,320/yrincome needed

About This Home

Charming cottage in Putnam Lake just waiting for you to call it home! This property offers 975 sq ft of living space on the main level, with an additional 300 sq ft in the full finished attic. This home sits on a level, fenced in property and boasts many new/updated features. It is one block to the beach and even offers seasonal lake views. Inside you'll find premium vinyl flooring throughout; updated eat-in kitchen with stainless steel appliances and butcher block counters; storage pantry with washer and dryer; dining room, living room, bathroom, bedroom, and stairs leading up to the full finished attic with new carpeting. The full unfinished basement includes utilities on one side and 8ft ceilings on the other. So many possibilities! House is fully wired for generator hook-up and has a new above ground oil tank. Recent big-ticket items replaced, including: roof= 2018; well tank= 2018; kitchen & flooring= 2018; fence=2019; hot water heater= 2024, above ground oil tank= 2024; furnace= 2025. Hot market, cool property! Come on in and take a look at your new home!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
5/10
Brewster High SchoolGrades PK,9-123.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Refrigerator,Stainless Steel Appliance(s),Washer,Oil Water Heater
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Pantry,Storage
  • Window features: Screens
  • Attic: Finished

Heating & Cooling

  • Heating features: Hot Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,275
  • Total interior livable area: 975 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Property

Details

  • Parcel number: 24000250640001036000
  • Special condition: None

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters in Putnam County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$150$1,800
Property Taxes $618$7,416
Electricity $246$2,954
Total$2,783$33,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,417/yr
40% on housing$83,490/yr
45% on housing$74,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 12563$235
Putnam County$329

vs Homes Sold Last Month

Median $/sqft

ZIP 12563$285
Putnam County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$350,000
2018-10-23Sold$139,900
2018-08-28Pending sale$139,900
2018-07-17Listed for sale$139,900
2018-07-17Pending sale$139,900
2018-07-17Listed for sale$139,900
2018-06-15Listing removed$139,900
2018-06-12Pending sale$139,900
2018-04-20Listed for sale$139,900
2017-04-06Listing removed$1,350
2017-04-05Sold$1,350
2017-02-22Price change$1,350
2017-01-19Listed for rent$1,395

For Sale by Agent

AgentDeanna Kolodziejcuk
BrokerageCentury 21 Alliance Realty Grp

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