13 Ripley Road, Patterson, NY, 12563
About This Home
Discover this stunning home in Putnam Lake, completely remodeled from top to bottom, taken to the studs. Everything is brand new, providing a fresh and modern living experience with year-round views of the tranquil lake. This home features an open layout with high-end finishes, creating an inviting and contemporary living space with soaring ceilings and wood beams. Every detail has been thoughtfully upgraded, including a brand-new kitchen equipped with Calacatta quartz counters, a huge center island, stylish cabinetry, and stainless steel appliances, making it perfect for both cooking and entertaining. The luxurious bathrooms showcase pristine porcelain tile, enhancing the home's upscale feel. High-quality luxury vinyl flooring runs throughout the entire space, offering both comfort and easy maintenance. Additional enhancements include new drywall throughout and updated lighting, which adds a warm and welcoming ambiance to each room. The property boasts a huge deck with vinyl railing, perfect for relaxing and enjoying the beautiful setting and, of course, the lake. Furthermore, it includes convenient features such as an EV car charger, stackable washer and dryer, and energy-efficient improvements like blown-in closed-cell insulation and mini A/C splits, for year-round comfort. The roofing consists of GAF Timberline HDZ shingles, providing both durability and aesthetic appeal. With new windows, doors, siding, flooring, plumbing, electrical systems, and a concrete driveway, this property is move-in ready for you to simply add your personal landscaping touches. As a resident of the Putnam Lake community, you’ll have exclusive access to lake and beach rights, making it ideal for year-round living or as a weekend getaway. Located just 60 minutes from NYC and close to the Metro-North and I-84, this home offers unbeatable access to great restaurants, shopping, and outdoor recreation, including kayaking, skiing, and hiking! The property taxes are currently under grievance review, which may result in a reduction. Virtual grass has been added to exterior photos to show how the property could look.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1931
Materials
- Construction materials: Foam Insulation,Vinyl Siding
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: Other,Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,In Hall,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Finished,See Remarks,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: Lower
Bedroom1
- Level: First
Bedroom2
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Breakfast Bar,Cathedral Ceiling(s),Eat-in Kitchen,Kitchen Island,Open Floorplan,Open Kitchen,Quartz/Quartzite Counters,Recessed Lighting,Storage
- Window features: Insulated Windows,New Windows,Screens
- Flooring: Vinyl
- Fireplace features: None
- Attic: Scuttle
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 1,068
- Total interior livable area: 1,068 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 37240003602300010130000000
- Special condition: None
Features
- Levels: Two
- Patio & porch: Deck,Patio
- Exterior features: Lighting
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Beach Access,Lake Privileges
- Residential vegetation: Partially Wooded
Lot
- Lot size: 8,276 sqft
- Features: Back Yard,Corner Lot,Near Public Transit,Near School,Near Shops,Private,Views
Parking
- Total spaces: 2
- Parking features: Driveway,Electric Vehicle Charging Station(s)
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $768 | $9,216 |
| Electricity | $246 | $2,954 |
| Total | $3,399 | $40,788 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $445,000 |
| 2026-04-10 | Listed for sale | $449,000 |
| 2026-01-26 | Listing removed | $445,000 |
| 2025-11-03 | Listed for sale | $445,000 |
| 2025-09-16 | Listing removed | $445,000 |
| 2025-08-26 | Price change | $445,000 |
| 2025-08-06 | Price change | $449,999 |
| 2025-06-14 | Listed for sale | $449,900 |
| 2025-06-09 | Listing removed | $449,999 |
| 2025-05-01 | Price change | $449,999 |
| 2025-02-04 | Listed for sale | $460,000 |
| 2024-02-19 | Listing removed | -- |
| 2023-12-15 | Listed for rent | $2,995 |
| 2023-12-15 | Listing removed | -- |
| 2023-12-14 | Price change | $2,995 |
| 2023-12-12 | Price change | $3,050 |
| 2023-12-04 | Listed for rent | $3,100 |
| 2021-02-10 | Sold | $80,000 |
| 2021-01-15 | Pending sale | $115,000 |
| 2021-01-05 | Contingent | $115,000 |
| 2020-11-13 | Pending sale | $115,000 |
| 2020-11-05 | Listed for sale | $115,000 |
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